Bank of America Checking Accounts

I tried to cash a Bank Of America check from my retirement fund on 9.17.22,I have cashed more than 10 checks with them over the years. I don't have an account here, they would charge me the $7.00 to cash a check and I was happy to pay it.They refused to cash a check that was a Bank of America check from Merrill Lynch which is another company they deal with. Not being able to cash a checks really affected me because I withdrew some funds from my retirement for an emergency. Now I had no way of dealing with a very important emergency and had to wait until Monday 9.19.22 to take care of my situation which didn't help because it was supposed to be handled on Saturday. What bank doesn't cash a check written in a bank check? I gave them 2 forms of ID like I always do, it was for a small amount not thousands of dollars. I am going to file a complaint with Merrily Lynch because the bank would not cash a check written on a BOA check. What can a possible reason being for not cashing a check. It was not a personal check, it was a business check. Never deal with them AGAIN!!!

No response whatsoever! We are based in the UK. But have rental income paid into the BoA. We have no way of contacting the bank that they will answer, calls are left on hold, expensive, emails when you find an address are unanswered, money is not paid out when it should be, zero chance of Help or assistance to make a transaction BUT quick enough to take your money when you want to open an account! TERRIBLE TERRIBLE service.

Your bank is criminal for holding my husbands paycheck for 8 days. This is criminal! How are we suppose to survive. We have been loyal clients. And your institution is impeding on our human rights by holding our money we need to survive. And you are unwilling to do anything. You guys are like the MOB, this is criminal!.

Bank of America has always been known to be one of Americas worst “main bank” to go to. But they were never bad enough in my opinion to not bank with them… BOY was I wrong !! I have had my account coming up to two years until TODAY ! I recently opened up two new checkings accounts and savings accounts for my business coming and my original checkings and savings for the job I currently have can have somewhere to direct deposit. During that process I take full blame for my security being breached and don’t blame them for closing my account because someone from half way across the country deposited a fraudulent check but they won’t tell me how much the check was even for … but my work check was also deposited last night and that’s why I asked how much the check was for cuz what if it had something to do with my job and the First Lady I talked to was accusing me of doing. The fraud and literally told me the check had no choice but to be sent to the address I had on file when I recently moved to a different state and would have no way in getting that check.. I hung up and called again and spoke to a lady named Claudia who was very nice and helpful and was able to change my address to my current address but also said she has no clue when the check will be sent because they don’t have a closure date … I have to pay rent weekly right now and am very very sick and am waiting for this money so I can see a doctor and be able to literally BREATHE again ! Well this is what I get for wanting to have my business connected with Bank of America ?? ???

Avoid this bank at all cost. I banked with them for 34 years out of convenience. I put up with all their short comings because I was lazy to change banks. I am have elite status with them called Platinum level or whatever they call it. They sent me a letter closing all my accounts without explanation. I went into my bank and they will not tell me why they are closing my accounts. Bank Manager said my account is in perfect standing. I pulled my credit reports to see if someone stole my identity and I have 820 excellent credit score. They gave me 21 one days from when they mailed the letter. I was on vacation and came home to it. I now have 4 days to open up a new account at a bank and shift all my direct pay bills, auto paychecks etc etc. I called to ask for an extension and they said NO. This is how they treat a 34 year relationship with their customers who are in perfect standing. Run from this bank if you can. If anything goes wrong they will not treat you fairly. They care nothing about their customers.

Absolute horrible! Something happen and my direct deposit was missing today. I can’t tell you what happened because they didn’t tell me or anyone else this happened to.

If I could give 0 stars I would. I am a single mother that basically lives pay check to pay check. I finally started a new job that paid a little more than what I was making. My first paycheck at the company was paper since they had not set up direct deposit yet. So I take my check to my local BOA and they tell me that the deposit would not go through until the 2nd of August which was like 4 days away so not too bad. That Monday a day before it was suppose to deposit I was informed it would not go through until the 10th! I called and asked why my check was being held and they said that it was being checked by the fraud department. I work for a government agency so I checked with the treasury department and she informed me that my check already cleared and was in the bank. So BOA is still currently holding my check that they have funds for and will not release it. I am now not able to pay my bills including rent (they are charging me a fee everyday I am late) , get groceries, or buy school supplies for my child. So again I would give 0 stars if I could. Bank somewhere else.

DO NOT Bank with BOA No banks with tellers, horrible service. Do yourself a favor & stay away also put holds on their own checks

Worst bank Ever. I have been with them since 2004. with a balance of over $150,000 and at times close to $200,000. So, they have been making money using my money by giving high APR rate loans to people. And yet they offered me a terrible rate when I bought my house, I had to go with a different bank that I didn't have an account with. Lately I fell victim to a fraud committed by professional thieves making it very difficult for me to prove it was fraud. $3000 was stolen from my account into another BOA account. BOA wasted my time for months putting this through fraud investigation review. They refused to investigate the receiving BOA account, or provide me with their info. The first time they denied the claim, I appealed, they asked for a police fraud claim report, I provided that as well. They still denied it for the second time, they only care about their profits and no regards to you and your financial assets that is why they throw BS at you. I am opting out and moving to a different bank. Stay away from BOA.

Terrible bank avoid at all costs. Held my money hostage for over a month and customer service is absolutely non-existent. Extremely disappointed