
Compare Bank of America Checking Accounts
Please find below checking accounts offered by Bank of America.
Bank of America Business Fundamentals Checking Account

- Excess transactions (checks paid / other debits / deposited items): NO FEE for first 200, then $0.45 per item thereafter
- Cash Deposited Fee: NO FEE for first $7,500; then 30¢ per $100 thereafter
- Free access to more than 16,000 ATMs nationwide
Bank of America Business Advantage Checking

- No fee for the first 500 checks paid, other debits or deposited items; $0.45 per item after the first 500
- No fee for the first $20,000 cash you deposit each statement cycle. $0.30 per every $100 deposited over the $20,000 limit
- Free access to more than 16,000 ATMs nationwide
Bank of America Advantage SafeBalance Banking

- NO paper checks
- NO overdraft or NSF fees
- Free access to more than 16,000 ATMs nationwide
Bank of America Advantage Plus Banking

- Use your debit card, a digital wallet, or pay friends securely with Zelle® right from your phone
- College, university and vocation students may be required to show proof of enrollment
- This student waiver does not apply when the student turns 24, ceases to be an owner of the account, or is no longer enrolled in school
- Free access to more than 16,000 ATMs nationwide
Bank of America Advantage Relationship Banking

- Paper checks available (no charge or discounted depending on check style)
- Free access to more than 16,000 ATMs nationwide
Bank of America Checking Accounts Reviews
1,257 reviews
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This bank is. TOTAL disappointment for SENIORS!!! Next time when I am at my dad's 86 YEARS OLDS I am CLOSING ALL HIS ACCOUNTS WITH THIS AWFUL BANK....? He does NOT do online banking..The banks are NEVER open to talk to somebody!!! YET you sponsor major sporting events...


Bank of America Customer Service is useless nowadays. I tried to make a transfer to my other Bank of America account and I made a mistake tapping the Bank of America credit card account instead. I called Bank of America Customer Service to cancel the payment since they can see all my accounts including my Bank of America credit card that my credit card already show I already overpaid them for the past few months. Per Customer Service, they can't help me because it's my fault (ridiculous reason). I was advised to call my credit card to do the stop payment, Credit card department said they can't do anything since it didn't post yet. I called back again to the debit card department and informed them about what the credit card told me. The customer service told me that they will charge me for stop payment because it's my mistake and that it's not guaranteed. Until now they can't credit my debit for more than 30 days. Supervisor can't do anything also. Bank of America is robbing their own members nowadays.

I’ve been going through a hard time dealing with Bank of America. I’ve been robbed and $2000 were taken from my account and never given back. As a customer that been nothing but loyal to Bank of America and they know what is going on with my account and yet they refused to dispute an overcharge fee from my account. I’m sorry but my experience with. Bank of America is extremely terrible and my money is safer home than Bank of America. I will make sure my $2000 will be refunded to me bc it’s not fair at all and just like you couldn’t forgive me for an overdraft fee I will not forgive Bank of America for not protecting my money. Thank you for destroying my account. At this point money gram and Bank of America are responsible for my missing money from my account not my closet bc if it was in my closet I’d still have the money on me. Such a shame and when I call I’m treated poorly bc my account is in the negative expecting me to cover it after it being taken from my account. I was legally Robbed. I want my $2024 back plz bc just like you can’t forgive me for an overdraft fee I will not forgive you for my $2024



Bank of America Checking Accounts Q&A
Get answers to your questions about Bank of America Checking Accounts below. For more general questions, visit our Answers section.
Can I overdraft my Bank of America Core Checking account at the ATM?

How much can I overdraft my Bank of America Core checking account?

The overdraft limit for your account depends on your account's history with the bank.
Please call customer service at 800.432.1000 to find your overdraft limit.
How much money needs to be in my account to use the emergency overdraft at the ATM?

Can I overdraft my account even if it has an negative balance?

Yes, but that depends on the transaction. For more information, please call customer service at: 1-800-432-1000.
How do I withdraw emergency cash at the ATM?

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