Compare Bank of America Checking Accounts
Please find below checking accounts offered by Bank of America.
Bank of America Business Advantage Fundamentals Banking

- No fee for first 200 transactions per statement cycle; $0.45 per item thereafter.
- No fee for first $7,500 in cash deposited per statement cycle; then $0.30 per $100 deposited thereafter.
- Free access to more than 16,000 ATMs nationwide.
Bank of America Business Advantage Relationship Banking

- View balances by category, get cash flow projections, and monitor key transactions at a glance with Cash Flow Monitor.
- One extra Business Advantage Relationship Banking account and one Business Advantage Savings account can be included for no monthly fee.
- No fee for the first 500 checks paid, other debits or deposited items; $0.45 per item after the first 500.
- No fee for the first $20,000 cash you deposit each statement cycle. $0.30 per every $100 deposited over the $20,000 limit.
- No fees for incoming wires, stop payments, electronic deposits & more.
- Free access to more than 16,000 ATMs nationwide.
Bank of America Advantage SafeBalance Banking

- A smart start for students – no monthly fee for Students under 25.
- NO paper checks.
- NO overdraft or NSF fees.
- Free access to more than 16,000 ATMs nationwide.
Bank of America Advantage Plus Banking

- 2 overdraft setting options:*
- Option 1: Standard. This setting will be automatically applied to your account. $10 Overdraft Item Fee.
- Option 2: Decline All. You can choose this setting if you would like to have your transactions declined or returned unpaid when you don't have enough money.
- Free access to more than 16,000 ATMs nationwide.
Bank of America Advantage Relationship Banking

- 2 overdraft setting options:*
- Option 1: Standard. This setting will be automatically applied to your account. $10 Overdraft Item Fee
- Option 2: Decline All. You can choose this setting if you would like to have your transactions declined or returned unpaid when you don't have enough money.
- Paper checks available (no charge or discounted depending on check style)
- Free access to more than 16,000 ATMs nationwide
Bank of America Checking Accounts Reviews
What's Your Rating?
This is the 2nd time I had an issue doing a mobile deposit transaction. The 2nd time was the worst. B of A claim the image wasn't clear & didn't allow the deposit to clear. I only know this because the next day I was online to verify the deposit & notice it was reverse. I immediately called customer service who told me what happen. I went to the bank & deposited that same check. In the meantime the B of A regetted my mortgage payment. Long story short, my mortgage company charged me a fee, which B of A will not cover & denied me to file a claim.
The entire thing feels like an inside job although BOA said it is not. Thousands of people have been victims of frauds through BoA, and many were given no consideration like us. We just want to get our money back and stop the nightmare and stress from banking with Bank of America. We give 1 star to BoA since we can rate them with a zero star.
Thanks.
Daniel L.
Bank of America Checking Accounts Q&A
Get answers to your questions about Bank of America Checking Accounts below. For more general questions, visit our Answers section.
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Can I overdraft my Bank of America Core Checking account at the ATM?
How much can I overdraft my Bank of America Core checking account?
The overdraft limit for your account depends on your account's history with the bank.
Please call customer service at 800.432.1000 to find your overdraft limit.
How much money needs to be in my account to use the emergency overdraft at the ATM?
Can I overdraft my account even if it has an negative balance?
How do I withdraw emergency cash at the ATM?
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