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U.S. Bank Smartly Checking

3.0WalletHub Rating

WalletHub Rating

3.0

This product has been scored using WalletHub’s proprietary rating system for banking products. We evaluated this account for various consumer needs and picked the rating for the need with the highest score, which is "Everyday checking with a low balance."

Market Comparison

3.0

Fees: 3.1

Interest Rates: 0.0

Annual Cost: 3.2

Other Features: 4.3

RatesFeesUsageReviewsQ&AContact

WalletHub Rating

3.0/5

U.S. Bank Smartly Checking has a rating of 3.0/5 according to our proprietary banking rating system. This rating reflects how appealing U.S. Bank Smartly Checking's terms are compared to a pool of more than 600 checking account offers tracked by WalletHub. We evaluated this product for various consumer needs and picked the rating for the need with the highest score, which is "Everyday checking with a low balance." To break it down further, U.S. Bank Smartly Checking earned a score of 3.1/5 for Fees, 0.0/5 for Interest Rates, 3.2/5 for Annual Cost, and 4.3/5 for Other Features. Info about the U.S. Bank Smartly Checking has been collected by WalletHub to help consumers better compare checking accounts. The financial institution did not provide the details.

WalletHub Rating Breakdown

Fees 3.1/5

Annual Cost 3.2/5

Interest Rates 0.0/5

Other Features 4.3/5

U.S. Bank Smartly Checking Rates

Balance	APY
$0+	0.00%

$25

U.S. Bank Smartly Checking Fees

	$12
	$1500
	Combined monthly direct deposits totaling $1,500 or greater; OR An owner of an open U.S. Bank Smartly™ Visa Signature® credit card; OR Smart Rewards® Gold Tier and above; OR Member of a customer service group including accounts for seniors age 65 or greater, youth and young adult ages 13 to 24, military personnel and more; OR Owner of an eligible U.S. Bank Small Business Checking account.

	N/A
	$0__$36
	N/A

U.S. Bank Smartly Checking ATM & Debit Card Usage

	None
ATM Network Size	40,000 ATMs
	$3
	Not Offered

	3% (and $3)
	VISA
	3%

U.S. Bank Smartly Checking Additional Info

	No
	$0 per month
	You can apply online for a checking account if you’re 18 years or older and a legal U.S. resident.

Apply Now

at U.S. Bank's secure site

Open a U.S. Bank Smartly® Checking account to access easy money-management tools and simple ways to waive fees.Overdraft Protection Transfer Fee: If the amount advanced is $50.00 or less, no Overdraft Protection Transfer Fee will be charged.As a U.S. Bank customer, you also have access to transact at MoneyPass Network ATMs without a surcharge fee.

Apply Now

at U.S. Bank's secure site

U.S. Bank Smartly Checking Interest Rate Tracker

The graph above is based on WalletHub data. Actual rates may vary. For time periods with multiple applicable rates in our database, based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify the rates, fees, and all terms and conditions with the respective financial institution.

U.S. Bank Smartly Checking Q&A

Can't find what you are looking for? Submit your question about U.S. Bank Smartly Checking to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.

U.S. Bank Smartly Checking Reviews

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+ 2 WalletHub users submitted a rating without writing a full review

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We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.

U.S. Bank Smartly Checking

U.S. Bank Smartly Checking

U.S. Bank Smartly Checking Rates

U.S. Bank Smartly Checking Fees

U.S. Bank Smartly Checking ATM & Debit Card Usage

U.S. Bank Smartly Checking Additional Info

U.S. Bank Smartly Checking Interest Rate Tracker

U.S. Bank Smartly Checking Q&A

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