Live Oak Bank • 1 Year CD
Interest Rate Breakdown
Balance | APY |
---|---|
$2,500+ | 3.90% |
- Minimum to Open: $2,500
Additional Info
- Lock in Your Rate: 1-Year Personal CD 3.90% APY — Accurate as of 09/22/2025
- Interest can be automatically disbursed monthly.
- Open online in minutes, manage renewal preferences and add beneficiaries online.
- $2,500 minimum balance required.
- No account opening or monthly maintenance fees.
- Dedicated and personalized customer service.
- FDIC insured up to $250,000 per depositor for each account ownership category
Quontic Bank • 6 Month CD
Interest Rate Breakdown
Balance | APY |
---|---|
$500+ | 3.75% |
- Minimum to Open: $500
Additional Info
- No monthly service fee
- FDIC Insured to the maximum legal limits
- Only $500 required to open
CIT Bank • 11 Month CD
Interest Rate Breakdown
Balance | APY |
---|---|
$1,000+ | 3.35% |
- Minimum to Open: $1,000
Additional Info
- CIT Bank No-Penalty 11-Month CD offers a 3.35% APY¹ and the flexibility of penalty-free withdrawals starting seven days after your initial deposit.
- 11 month locked in rate
- No penalty to access funds if needed before maturity²
- No opening or maintenance fees
- Easy access to your account 24/7 on your computer or with the CIT Bank mobile app.
- Daily compounding interest to maximize your earning potential
- FDIC insured
- ¹APY — Annual Percentage Yield is accurate as of September 23, 2025. With a No-Penalty CD, you may withdraw the total balance and interest earned, without penalty, beginning 7 days after funds have been received for your CD. No withdrawals are permitted during the first 6 days following the receipt of funds.
- ²With a No-Penalty CD, you may withdraw the total balance and interest earned, without penalty, beginning 7 days after funds have been received for your CD. No withdrawals are permitted during the first 6 days following the receipt of funds.
- For complete list of account details and fees, see our Personal Account disclosures.
Quontic Bank • 2 Year CD
Interest Rate Breakdown
Balance | APY |
---|---|
$500+ | 3.35% |
- Minimum to Open: $500
Additional Info
- No monthly service fee
- FDIC Insured to the maximum legal limits
- Only $500 required to open
Quontic Bank • 3 Year CD
Interest Rate Breakdown
Balance | APY |
---|---|
$500+ | 3.25% |
- Minimum to Open: $500
Additional Info
- No monthly service fee
- FDIC Insured to the maximum legal limits
- Only $500 required to open
Quontic Bank • 1 Year CD
Interest Rate Breakdown
Balance | APY |
---|---|
$500+ | 3.00% |
- Minimum to Open: $500
Additional Info
- No monthly service fee
- FDIC Insured to the maximum legal limits
- Only $500 required to open
Quontic Bank • 5 Year CD
Interest Rate Breakdown
Balance | APY |
---|---|
$500+ | 3.00% |
- Minimum to Open: $500
Additional Info
- No monthly service fee
- FDIC Insured to the maximum legal limits
- Only $500 required to open
West Union Bank • 7 Month CD
Interest Rate Breakdown
Balance | APY |
---|---|
$500+ | 4.54% |
- Minimum to Open: $500
Additional Info
- West Union Bank CDs automatically renew at maturity.
- Once per term, you can withdraw the interest earned in that term without penalty.
- You may not make any deposits into your CD before maturity.
Climate First Bank • 8 Month CD
Interest Rate Breakdown
Balance | APY |
---|---|
$500+ | 4.54% |
- Minimum to Open: $500
Additional Info
- Lock in a great rate for 8-months
- Limited time offer with rates subject to change.
- No early withdrawal penalty
AbleBanking • 6 Month CD
Interest Rate Breakdown
Balance | APY |
---|---|
$5,000+ | 4.50% |
- Minimum to Open: $5,000
Additional Info
- ableBanking CDs offer better rates - giving you a guaranteed return, for the term of the CD
- Opening deposit must be new money.
- New money is defined as money that has not been deposited with ableBanking in the previous 30 days.
- Not available as an IRA.
- A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.