Please find below 179 cd rates. Use the filters to refine or expand your cd rates search.
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Updating Savings Accounts
Live Oak Bank • 1 Year CD
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $2,500+ | 3.90% |
- Minimum to Open: $2,500
Additional Info
- Lock in Your Rate: 1-Year Personal CD 3.90% APY — Accurate as of 09/22/2025
- Interest can be automatically disbursed monthly.
- Open online in minutes, manage renewal preferences and add beneficiaries online.
- $2,500 minimum balance required.
- No account opening or monthly maintenance fees.
- Dedicated and personalized customer service.
- FDIC insured up to $250,000 per depositor for each account ownership category
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Quontic Bank • 6 Month CD
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $500+ | 3.75% |
- Minimum to Open: $500
Additional Info
- No monthly service fee
- FDIC Insured to the maximum legal limits
- Only $500 required to open
More Details
CIT Bank • 11 Month CD
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $1,000+ | 3.35% |
- Minimum to Open: $1,000
Additional Info
- CIT Bank No-Penalty 11-Month CD offers a 3.35% APY¹ and the flexibility of penalty-free withdrawals starting seven days after your initial deposit.
- 11 month locked in rate
- No penalty to access funds if needed before maturity²
- No opening or maintenance fees
- Easy access to your account 24/7 on your computer or with the CIT Bank mobile app.
- Daily compounding interest to maximize your earning potential
- FDIC insured
- ¹APY — Annual Percentage Yield is accurate as of September 23, 2025. With a No-Penalty CD, you may withdraw the total balance and interest earned, without penalty, beginning 7 days after funds have been received for your CD. No withdrawals are permitted during the first 6 days following the receipt of funds.
- ²With a No-Penalty CD, you may withdraw the total balance and interest earned, without penalty, beginning 7 days after funds have been received for your CD. No withdrawals are permitted during the first 6 days following the receipt of funds.
- For complete list of account details and fees, see our Personal Account disclosures.
More Details
Quontic Bank • 2 Year CD
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $500+ | 3.35% |
- Minimum to Open: $500
Additional Info
- No monthly service fee
- FDIC Insured to the maximum legal limits
- Only $500 required to open
More Details
Quontic Bank • 3 Year CD
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $500+ | 3.25% |
- Minimum to Open: $500
Additional Info
- No monthly service fee
- FDIC Insured to the maximum legal limits
- Only $500 required to open
More Details
Quontic Bank • 1 Year CD
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $500+ | 3.00% |
- Minimum to Open: $500
Additional Info
- No monthly service fee
- FDIC Insured to the maximum legal limits
- Only $500 required to open
More Details
Quontic Bank • 5 Year CD
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $500+ | 3.00% |
- Minimum to Open: $500
Additional Info
- No monthly service fee
- FDIC Insured to the maximum legal limits
- Only $500 required to open
More Details
LendingClub • 8 Month CD
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $500+ | 4.45% |
- Minimum to Open: $500
Additional Info
- Pick your term, make a $500+ opening deposit, then sit back and start earning.
- Renew, change your terms, or withdraw funds upon maturity during a 10-day grace period—all from our app.
- Your deposits are FDIC-insured up to the maximum amount allowed—$250,000.
More Details
Colorado Federal Savings Bank • 6 Month CD
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $5,000+ | 4.35% |
- Minimum to Open: $5,000
Additional Info
- No monthly maintenance fee, ACH fee or online Account fee.
- The interest rate for your account will be paid until the maturity date of your certificate.
- You must maintain the minimum balance of $5,000.00 in the account each day to obtain the APY.
- The account will automatically renew at maturity.
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Bread Financial • 6 Month CD
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $1,500 - $1,000,000 | 4.30% |
- Minimum to Open: $1,500
Additional Info
- No hidden fees so you save more
- No monthly maintenance fee
- Free online statements
- CDs will be auto-renewed at maturity, or you can cash them out within the 10-day grace period without being charged a penalty for early withdrawal.
More Details
