This product has been scored using WalletHub’s proprietary rating system for banking products. We evaluated this account for various consumer needs and picked the rating for the need with the highest score, which is "Everyday checking with a low balance."
User Reviews
3.9
Market Comparison
4.5
Fees: 5.0
Interest Rates: 0.0
Annual Cost: 4.9
Other Features: 3.5
APY
0.00%
Monthly Fee
None
Signup Bonus
None
No ATM FeesNo Foreign Fee
Interest Rate Breakdown
Balance
APY
$0+
0.00%
Minimum to Open: $50
Additional Info
No minimum monthly balance required and no monthly maintenance fees
24-hour access to your account balances and the ability to transfer between accounts with online banking
You may use any ATM FREE of charge. No matter what ATM you use, FVCbank has you covered. All ATM transactions worldwide are no charge to their customers. You will be reimbursed for the transaction fees and can use any ATM worldwide.
First Virginia Community Bank Free Personal Checking is, and has been, the only checking account that has ever consistently done what I've wanted a checking account to do, which is to keep my money and allow me to access my money without errors or fees. It's basic and there aren't a lot in the way of frills, but that's fine by me. I don't need all that stuff, and I'm certainly not willing to pay extra for the benefit of having them. With First Virginia, I have a checking account that is free and basic. Nothing more, nothing less. And, I've never had any kind of serious issue, so I'm satisfied.
I have had a checking account at First Virginia Community Bank for a few years now, and the best I can say about it is that it's adequate. My biggest complaint is that my debit card is a Mastercard. I do a good deal of online shopping, and many online stores don't accept Mastercard. Everyone that I have dealt with have been very knowledgeable and friendly however. The sign-up process was very quick and easy as well. I am the most happy about not having to pay any monthly fees or maintain a specific balance. The overdraft fees are also not that bad.
I have a First Virginia Community Bank Free Personal Checking account, which I've used for almost five years. It's actually quite awesome, because it gives me everything I need for banking and there aren't a lot of fees to worry about. I've never had to pay a monthly fee for my checking account, and First Virginia Community Bank is one of those good guy banks that doesn't charge you for using another bank's ATM. Basically, it does what I want, and considering some of the very negative experiences I've heard from friends and family at their banks, that's more than enough to keep me satisfied.
I don't know why I ever paid for the privilege of operating a checking account with my old bank when First Virginia Community Bank Free Personal Checking costs me nothing and gives me so much more. I don't ask for anything in the way of frills or special features. I don't ever use checks and I rarely withdraw. I just want something simple and functional, something I can use without ever really thinking about. That's what First Virginia Community Bank gives you. It's great for people who sometimes have to maintain low balances, because the bank doesn't punish you for being poor when that happens.
Get answers to your questions about FVCbank Checking Accounts below. Editorial and user-generated content is not provided, reviewed or endorsed by this issuer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
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