
Compare Navy Federal Credit Union Checking Accounts
Please find below checking accounts offered by Navy Federal Credit Union.
Navy Federal Credit Union Free EveryDay Checking

- Over 55,000 Surcharge Free ATMS!
- Navy Federal ATMs can be found at most branches or nearby locations, and they're free
Navy Federal Credit Union Free Campus Checking

- ATM fee rebates up to $10.00 in ATM fee rebates per statement period (up to $120 a year)
- Free traditional name-only checks with easy online ordering
- Over 55,000 free nationwide ATMs
Navy Federal Credit Union Flagship Checking

- Up to $10 in ATM fee rebates per statement period
- Direct deposit required to receive ATM fee rebates for Flagship Checking
- Navy Federal Credit Union has over 260 branches and 55,000 free network ATMs
- Servicemembers in all branches of the armed forces and Immediate family members are eligible for membership
Navy Federal Credit Union Business Checking

- First 30 non-electronic transactions included; $0.25 per transaction thereafter
- Over 55,000 free ATMs
Navy Federal Credit Union Business Plus Checking

- First 50 non-electronic transactions included; $0.25 per transaction thereafter
- Over 55,000 free ATMs
Navy Federal Credit Union Checking Accounts Reviews
181 reviews
What's Your Rating?


Wife wanted to move over from SCFCU, I warned her. Staff is often disorganized and rude. They don't have to work to earn your business, so they act like they're entitled to it. Connie is rude and argumentative. I'm moving back to SCFCU, not that Navy Fed cares or cares about reviews.... remember it's a privilege to bank there.


I tried to like navy federal I really did but I just can’t. Sure they have a lot of locations but in 2020 you really don’t need physical locations anymore. Every time I talk to a navy federal employee the word I always hear is Can’t, literally with everything. I don’t understand how a bank makes it harder for its members as opposed to making things easier for them but navy federal makes it happen. Even the debit cards fall apart or stop working after a couple of months. Credit cards, forget it they have some decent rates however they’ll get you on the late fees and the rewards are trash. Almost every credit card company will send you reminders of payments due as a friendly reminder to pay your bill.... except navy federal thanks navy federal I love having my credit score hit over 20 dollars. And yea I get it “pay your bills on time and you don't have a problem” but we all forget here and there. All in all, in my eyes they fail in every way compared to the competition go with USAA or a local credit union before them.

I opened the accounts yesterday morning (Thurs), and deposited 15.00 via card. I was able to set up my online banking and had no issues. Later, I tried to download the app to my phone, and couldn't get it to set up. I logged back in, and found that my online access was also blocked. I opened the chat o determine if it was a tech issue or me doing something wrong. I was told that my account was suspended by security. I called in, and was told that I had to wait on them up to possibly an hour. I requested then to close my account and was told no. I had to talk to security. I finally got security and they told me it was an identification verification issue. I asked why I was just locked out and not notified...they replied, :"it should have sent you an email." It didn't. With no concern on the associates part whatsoever, I knew this was going nowhere. I also knew that I no longer wanted any business relationship with them at all. I requested that they close the account and refund my money. I was told that he doesn't do that and that he would transfer me...great, more time on the phone He transferred me and i was at advanced services. I told her to close my account and was quickly told that it couldn't happen. Apparently, you can't close the account the same day you open it. So I asked that a notation be made to close it immediately upon being able to. She told me that wasn't possible. Basically, the only way to do it was to call back...and go through everything again. I would have to talk to customer service...be transferred to security, have them unlock it again for the purpose of closing it, be sent to advanced account services, and maybe then would get it resolved. No thanks...I'll just go to a branch and let some poor manager there catch the frustration that has been created by your bureaucracy at the higher levels. Amazingly enough, my friend had no issue when he closed out his four accounts and two credit cards this morning...and neither did his brother with his three accounts. Maybe if enough accounts get closed...customer service will have more time to work on their professional relationship skills.
As for forgive and forget...Navy Fed, I forgive you for being grossly incompetent and ignorant to customer satisfaction....and I have no problem forgetting that I ever thought about establishing a relationship with you. However...I will make sure to remember it when encouraging anyone to go elsewhere.





Navy Federal Credit Union Checking Accounts Q&A
Get answers to your questions about Navy Federal Credit Union Checking Accounts below. For more general questions, visit our Answers section.
Can I become a member even if I've never been in the service or work for the government?

I deposited a check on Tuesday, shouldn't my money be available now?

My bank account has 0 balance. Does this automatically close my account?

Does NFCU offer ''Click Checking'' or something similar to that of Tinker Federal Credit Union?

Can I overdraft my everyday checking account?

We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.