This product has been scored using WalletHub’s proprietary rating system for banking products. We evaluated this account for various consumer needs and picked the rating for the need with the highest score, which is "Everyday checking with a low balance."
Market Comparison
2.9
Fees: 3.5
Interest Rates: 0.0
Annual Cost: 2.8
Other Features: 3.5
APY
0.00%
Monthly Fee
None
Signup Bonus
None
Interest Rate Breakdown
Balance
APY
$0+
0.00%
Minimum to Open: $50
Additional Info
Take advantage of paperless statements, notices and tax documents
Get fast, free text message alerts when suspicious activity is detected
Get cash when you need it with no charge at any Zions Bank ATM
This product has been scored using WalletHub’s proprietary rating system for banking products. We evaluated this account for various consumer needs and picked the rating for the need with the highest score, which is "Everyday checking for cash businesses."
Market Comparison
1.1
Fees: 1.3
Interest Rates: 0.0
Annual Cost: 1.2
Other Features: 5.0
APY
0.00%
Monthly Fee
$5
Signup Bonus
None
Interest Rate Breakdown
Balance
APY
$0+
0.00%
Minimum to Open: $50
Additional Info
Gain access to basic checking account features and tools.
Conduct transactions of up to 50 deposited or withdrawn items per month at no charge; $0.45 thereafter.
Deposit up to $3,000 in cash per month without a fee; $0.25 charge per additional $100 cash deposited thereafter.
Get cash when you need it with no charge at any Zions Bank ATM.
This product has been scored using WalletHub’s proprietary rating system for banking products. We evaluated this account for various consumer needs and picked the rating for the need with the highest score, which is "Everyday checking for cash businesses."
Market Comparison
2.4
Fees: 5.0
Interest Rates: 0.1
Annual Cost: 2.3
Other Features: 5.0
APY
0.05% - 0.15%
Monthly Fee
$20
Signup Bonus
None
Interest Rate Breakdown
Balance
APY
$0 - $25,000
0.05%
$25,000 - $100,000
0.08%
$100,000 - $250,000
0.10%
$250,000 - $500,000
0.12%
$500,000+
0.15%
Minimum to Open: $50
Additional Info
Earn interest while enjoying preferred interest rates on eligible savings and money market accounts.
Conduct transactions of up to 250 deposited or withdrawn items per month at no charge; $0.45 charge per additional item over 250 transactions
Deposit up to $15,000 in cash per month without a fee; $0.25 charge per additional $100 cash deposited over $15,000
Get cash when you need it with no ATM charges at any Zions Bank ATM.
This product has been scored using WalletHub’s proprietary rating system for banking products. We evaluated this account for various consumer needs and picked the rating for the need with the highest score, which is "Everyday checking with an average balance."
Incompetent bank and customer service. They do not send you a debit card upon opening the account, nor do they offer a virtual card like other banks. They also charge a $25 fee if you wish to expedite the card. The pin is sent in a separate envelope and takes 7-10 days, and cannot be expedited. Zelle payments made through Zion take 3-4 business days to post and receive. With other banks like Wells Fargo or KeyBank, it is instant.
The mobile app is constantly under maintenance, yet nothing improves; it's still slow and outdated. The entire bank is not up to current standards. Zion customer service representatives are rude, unhelpful and will hang up on you too. Garbage!
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Product: Zions Bank Checking
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0
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vincentnoot @vincentnoot
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1 Star Rating
Anyone who steals from me gets a one-star review. We have plenty of money, but because at one point there wasn't enough in the checking account, just in the money market, they charged us $29 without our knowledge. We found out two weeks later. I know many banks do this, but it feels like theft to me. I disapprove of any business that makes their money this way.
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Product: Zions Bank Checking
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0
0
Kaitlin Nasella @kaitlinnasella
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1 Star Rating
There was Fraud on my account. I wish I had the name of the man I talked to. But he accused me of knowing how the fraud was happening, made me cry, and basically gaslit me into begging for help after threatening to “just close my account permanently and no longer have access to it”. Like that seemed like the solution? I only use my online banking and was hoping to resolve the lock my account had on it. He was not understanding, very uncaring, and very unprofessional. Makes me want to switch banks! I have only ever used my online banking and he tells me I can ever use it, he was no help didn’t offer solutions, worst customer service. He told me he wasn’t customer service and that he was with fraud, while at the same time telling me I have to figure out what’s causing the fraud. And when I communicate possible ways I’ve been hacked he accuses me and treats me like I’m a crazy person, and like it doesn’t matter that I might need access my money, my savings, statements, transfering services? I get paid through Zelle and how am I even supposed to know what’s going on if I can’t use my online banking app? He tells me I need to go basically do more research and figure it out on my own. Isn’t it your job to help me??? Compared to Amex customer service Zions bank is garbage. I’ve always been talked to kindly with Amex customer service and then always resolve the issue quickly and with no accusations or threats.
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Product: Zions Bank Checking
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0
0
Grant Petersen @grantlee3000
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1 Star Rating
My neighbor had a problem and went into Zions. The banker said, "Well, let's see what you did wrong." My neighbor went home to his wife and announced proudly, "I Fired Our Bank!" Much joy and laughter came to our small neighborhood that day! But Zions will get you on the small things, like a $3.00 paper fee. Even back in the old days when everybody used paper 140% of the time, nobody charged a paper fee! Zions does not look at it that way, they just find ways to flick you in the ear.
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Product: Zions Bank Checking
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0
0
youngerelder1 @youngerelder1
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1 Star Rating
I am so sick of Zions bank. Every time I have to get something done here they fail. I’ve done wire transfers and they either lose it or forget to do it. They have a glitch on their website and I end up having to pay a fine. This bank sucks.
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Product: Zions Bank Checking
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0
0
Paulette Wilkins @bidetpal
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1 Star Rating
First, setting up a basic checking account is VERY intrusive. They make you answer all these private financial questions. Then they keep calling you after you set your account up to intrude some more. THEN we ask to have a debit card replaced when we are across the country on vacation, and it takes 3 WEEKS to get to us! How ridiculously cheap they are to choose bulk mail rate to send these cards, just to save 10 cents on postage. I could have sent my uncle a postcard across the country, and had him send it back to me faster than we got our debit card. When we get home, I will be closing all accounts with them, and going with an 100% online bank, that will expedite a replacement card. 1 star for sure.
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Product: Zions Bank Checking
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0
0
dclayton4473 @dclayton4473
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1 Star Rating
It's one thing to have an old website that is not fully developed. It is another to lose bank deposits or have ATM give you a extra $1000 and then take $1100 back.... Something is very broken at Zions
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Product: Zions Bank Checking
Comment
1
0
kkurdov015 @kkurdov015
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1 Star Rating
I will never use Zions again. Never seen a worse bank than this. I have used Wells Fargo, Chase, Mountain America, US bank and never had any issues. They will block your card as soon as you leave the state you opened an account and never activate it until you return back to the branch. I have been ready to give all the information, but the bank requirement in order to reactive the card is to return back personally. If you want to close the account it is not that easy as you might think. You will have to return back to the branch again, and they will not care even if the bank does not have a branch in your State. With transfers it is another issue. Be ready to call the bank with all kinds of issues, and even after resolving them, it will take at least a week until the transfer happens. If you are International and just arrived to US, PLEASE do not make same mistake as me, and just go to any other bank. Trust me, you will thank me later!
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Product: Zions Bank Checking
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1
0
limerenceintimates @limerenceintimates
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1 Star Rating
South Jordan Location — 1622 UT-151, South Jordan, UT 84095
The female teller with dirty blonde curly hair.... tall... rather masculine... should be fired.
She displays the worst customer service that’s ever been seen. Not only is she unfriendly, she’s also unwelcoming, inconsiderate and incompetent.
She has no place in customer service.
If you’d like your business to receive better reviews, start by getting rid of the dead-end employees. She was also NOT WEARING A NAME TAG. Perhaps it’s so she couldn’t be identified.
Zions Bank is probably the worst bank across the United States. If they made a better effort to hire worthwhile employees, they’d maybe have a chance. Until then, I won’t stop until this employee is removed from your roster.
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Product: Zions Bank Checking
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2
0
David P @dandjpasbeh4748
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1 Star Rating
I used Zion Bank for several years with no problems. I do most of my banking on line. They have recently started a "new" on-line banking system, and it SUCKS!!! It lost many of my payees, and stopped all of my auto-pay except for the power bill. I tried to pay one of my payees that were still listed today, and it would not allow me to do it. They wanted me to jump through some MORE hoops to pay the bill. What I AM going to do is change to my favorite credit union with all of my accounts.
Zions Bank took something that worked very well for me, and "up-dated" it to the point that I can't use it any more. Sooner or later these people will realize that they need us more than we need them. The people that answer the phones have always been very nice and knowledgeable, it is the big bosses that are the reason for all of this nonsense!
I am GONE!!!
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Product: Zions Bank Checking
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1
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