Please find below credit cards offered by Credit First National Association.
Compare Credit First National Association Credit Cards

Not Offered
Not Offered
34.99%
annual fee
$0
rewards rate
None
Fair
Pros
- No membership fees
- Qualify with fair credit
Cons
- No rewards
- High regular APR
Additional Info
- Special financing available at participating retailers.
- Online account management.
- Accepted Nationwide at thousands of retailers.

Not Offered
Not Offered
34.99%
annual fee
$0
rewards rate
None
Fair
Pros
- No membership fees
- Qualify with fair credit
Cons
- No rewards
- High regular APR
Additional Info
- Special financing available at participating retailers.
- Dedicated line of credit.
- Accepted Nationwide at thousands of retailers.
- Online account management.

Not Offered
Not Offered
34.99%
annual fee
$0
rewards rate
None
Fair
Pros
- No membership fees
- Qualify with fair credit
Cons
- No rewards
- High regular APR
Additional Info
- Special financing available at participating retailers.
- Online account management.
- Nationwide acceptance.
- Dedicated line of credit.

Not Offered
Not Offered
34.99%
annual fee
$0
rewards rate
N/A
Bonus Offer
10 %
Bonus Offer
10 %
Fair
Pros
- No membership fees
- 10 % initial rewards bonus
- Qualify with fair credit
Cons
- High regular APR
Rewards Details
- 10% off your first purchase when you use your card.
- Get 5% off every time you come in for service & 10.00 off oil changes.
Additional Info
- Special financing available at participating retailers.
- Exclusive Cardholder Benefits: Complimentary car wash, shuttle service & alignment check.
- Online account management.

Not Offered
Not Offered
34.99%
annual fee
$0
rewards rate
N/A
Bonus Offer
5 %
Bonus Offer
5 %
Fair
Pros
- No membership fees
- 5% off your first purchase
- Qualify with fair credit
Cons
- High regular APR
Rewards Details
- Receive 5% off your first purchase made with your new card.
- Limited time offer - Get $20 off any $100 service purchase.
- Limited time offer - Get up to $120 off a Standard Front and Rear Brake Service with your card.
- Limited time offer - Get $35 off Fuel System Cleaning with your card.
Additional Info
- Special financing available for in-store purchases.
- Online account management.

Not Offered
Not Offered
34.99%
annual fee
$0
rewards rate
N/A
Bonus Offer
5 %
Bonus Offer
5 %
Fair
Pros
- No membership fees
- 5 % initial rewards bonus
- Qualify with fair credit
Cons
- High regular APR
Rewards Details
- Receive 5% off your first purchase made with your new card.
- Limited time offer - Get $20 off any $100 service purchase.
- Limited time offer - Get up to $120 off a Standard Front and Rear Brake Service with your card.
- Limited time offer - Get $35 off Fuel System Cleaning with your card.
Additional Info
- Special financing available for in-store purchases.
- Online account management.
Credit First National Association Credit Card Reviews
What's Your Rating?
The fine print on the statement requires credit card users to "opt out" on a website and select "paperless emailed credit card statements". If not, there is a $3.99 monthly charge as a "Paper Statement Fee". Despite paying the outstanding charges in full the first month, they still issued another statement with a $3.99 Paper Statement Fee. This is a questionable and inferior operation that will incessantly charge small fees and then impose late fees and thirty-four percent interest over a "Paper Statement Fee". Avoid this pitfall!
CFNA is by far the worst credit card I've ever had. I only got it because of the persistent sales pitch from Firestone staff who kept insisting we apply—a huge mistake.
We always pay our credit cards on time and in full, so it was shocking to receive a $29 "late payment" fee. We never got any alerts or notice about the due date—no reminders, nothing. When I called to dispute the charge, they refused to waive it at first. Only after I told them to close the account did they agree to waive half the fee.
Their customer service is extremely impersonal and difficult to reach—a maze of phone numbers clearly designed to waste your time and discourage you from getting real help.
Completely disappointing and unprofessional. We never really wanted this card, and now I wish we had never accepted it. Stay far away from CFNA and the Firestone credit card.
My last payment was 2 days ago. I called today five times. Three of those times the call dropped. No one called me back. After the first call dropped, I requested someone please call me back as a courtesy. It didn't happen. On the last call, I requested this to be escalated to a supervisor. The supposed supervisor says there is no Hardship Program and now my account is current, so they can't offer me a settlement!!! Meanwhile, now I am being charged interest and the $3.99 fee for paper statements even though my account is closed!!!
That's about $67 monthly at present, so that's $804 per year!!! It will never be paid off at that rate. It was against my better judgment to take out this card with such a high APR, but I needed tires and minor things done to the car. I also learned on the last two calls that their call center is in South Africa.
I am suspicious of the financial practices you can apparently perform there. I feel very scammed by this, and I thought I was going to have a heart attack by the time I got off the phone with the supervisor who talked over me. Not listening to me. Horrible!
This is a bad reflection on the guys at Tires Plus, and that's very sad, because they have been very good to me and helped me. They are great—just do not do business with CFNA. Rip-off artists!
Credit First National Association Credit Card Q&A
Get answers to your questions about Credit First National Association Credit Cards below. Editorial and user-generated content is not provided, reviewed or endorsed by this issuer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
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How can I pay my Firestone Credit Card?
You can make a Firestone Credit Card payment online, by phone, or by mail. To pay a Firestone Credit Card bill online, log in to your online account and click on “Payments.” Then, choose how much to pay, when to pay it, and where the payment is coming from. Credit First National Association does allow cardholders to set up automatic payments, too.
Ways to Make a Firestone Credit Card Payment
- Online: Log in to your online account and click on “Payments.”
- By phone: Call (800) 321-3950 and enter your card information when prompted, then follow the prompts to make a credit card payment.
- By mail: Send a check or money order (but not cash) to
Credit First NA
P.O. Box 81344
Cleveland, OH 44188-0344.
Make sure to send it early enough that it will arrive by the due date. Write your credit card number on the check, too.
In conclusion, there are multiple ways to make a Firestone Credit Card payment, so just choose whichever method is easiest for you. The important part is to not miss payments, as that can seriously damage your credit score.
Can I use my Firestone Credit Card anywhere?
No, you cannot use your Firestone Credit Card anywhere you want, as you can only use it for purchases at Firestone. The Firestone Credit Card is a store card, which means that it is not backed by any major credit card network and only works at affiliated locations.
Even though store credit cards have limited acceptance, they can still be a good deal for brand-loyal customers. The Firestone Credit Card offers accountholders 5% off your first purchase and has an annual fee of $0,...
How can I pay my Tires Plus Credit Card?
You can make a Tires Plus Credit Card payment online, by phone, by mail or at a branch. To pay a Tires Plus Credit Card bill online, log in to your online account and click on “Payments.” Then, choose how much to pay, when to pay it, and where the payment is coming from. CFNA does allow cardholders to set up automatic payments, too.
Ways to Make a Tires Plus Credit Card Payment
- Online: Log in to your online account...
Can I use my Tires Plus Credit Card anywhere?
Actually now you can use your tires plus card at any company that cnfa uses like Firestone, wheel works, any of them that issue cnfa cards go online and look.
What is the Firestone Credit Card credit score requirement?
The Firestone Credit Card credit score requirement is 640 or better. That means people with fair credit or better have a shot at getting approved for the Firestone Credit Card.
Note that while your credit score is very important, plenty of other things will impact your chances of being approved for the Firestone Credit Card. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and employment status.
If you...
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