Firestone Credit Card Reviews: Is It Worth It? (2025)Reviews, rates, fees, and rewards details for The Firestone Credit Card. Compare to other cards and apply online in secondsJohn KiernanWalletHubNo membership fees5% off your first purchaseQualify with fair creditHigh regular APR
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Improve Credit by Paying in Full Each Month." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
The Firestone Credit Card is a decent credit card for people with fair credit (640+ credit score) who need a way to save on tires, vehicle repairs or maintenance. It’s worth considering this card because there’s no annual fee, you can save 5% on your first purchase, and you can choose from a variety of money-saving offers. Info about the Firestone Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
WalletHub Rating Breakdown
User Reviews
2.4/5
24 reviewsRead and write reviews
Editor’s Review
2.0/5
John Kiernan, Credit Card EditorRead full review
Market Comparison
Market Comparison
2.0
The Market Comparison is a key component of the WalletHub Rating, as it measures how appealing the terms of a card are compared to a pool of over 1,500 credit card offers monitored by WalletHub. To ensure cards are evaluated for their most relevant purpose, we score each card across various cardholder needs and select the rating for the need with the highest score, which is “Improve Credit by Paying in Full Each Month” for this card.
Fees
5.0
Rewards
0.0
Cost
3.7
Other Features
0.0
2.0/5
Compared against 1,500+ credit cards
KEY TERMS
Credit Score
Credit Score
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
APR on Purchases
34.99%
Balance Transfer
Balance Transfers Not Allowed
Rewards
Receive 5% off your first purchase made with your new card.
Limited time offer - Get $20 off any $100 service purchase.
Limited time offer - Get up to $120 off a Standard Front and Rear Brake Service with your card.
Limited time offer - Get $35 off Fuel System Cleaning with your card.
Firestone Credit Card's Additional Info
Special financing available for in-store purchases.
The Firestone Credit Card is a decent credit card for people with fair credit (640+ credit score) who need a way to save on tires, vehicle repairs or maintenance. It’s worth considering this card because there’s no annual fee, you can save 5% on your first purchase, and you can choose from a variety of money-saving offers.
It’s not going to help you too often, though, as you aren’t guaranteed to earn rewards on every purchase. It’s not the best option for financing, either, with a high regular APR and dangerous deferred-interest promotions.
What I Like About the Firestone Credit Card
$0 annual fee
5% off your first purchase
Save $20 to $180+ on eligible purchases
Qualify with just fair credit
What I Don’t Like About the Firestone Credit Card
No rewards on purchases normally
Only works at tire and auto retailers
High regular APR
Tricky financing promotions
You can check your credit score for free right here on WalletHub to estimate your chances of getting approved for the Firestone Credit Card or any other credit card offer. You don’t need a tire/auto credit card to save on those types of purchases, after all. You can check out our editors’ picks for the best credit cards by credit level if you want to consider more options.
Note: This review is not provided, commissioned or endorsed by any issuer. Opinions and ratings are our own.
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Improve Credit by Paying in Full Each Month." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Editor’s Rating
2.0
User Reviews
2.4
Market Comparison
2.0
fees: 5.0
rewards: 0.0
cost: 3.7
Other Features: 0.0
4.0WalletHub Rating
WalletHub Rating
4.0
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Editor’s Rating
4.6
User Reviews
3.9
Market Comparison
4.0
fees: 2.9
rewards: 3.8
cost: 4.7
Other Features: 0.0
4.1WalletHub Rating
WalletHub Rating
4.1
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Finance New Purchases." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Editor’s Rating
4.2
User Reviews
3.6
Market Comparison
4.2
fees: 4.3
rewards: 5.0
cost: 4.3
APR: 3.8
(24)
(457)
(2,942)
annual fee$0
annual fee$95
annual fee$0
rewards rateN/A
rewards rate 1 - 10 points / $1
rewards rate 1 - 3% Cash Back
bonus offer5 %
bonus offer 60,000 points
bonus offer $200
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Purchase Intro APR0% for 15 months
transfer intro aprNot Offered
transfer intro aprNot Offered
transfer intro apr0% for 15 months|Transfer Fee:3% (min $5)
Can't find what you are looking for? Submit your question about Firestone Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
Check the Expiration Date. Your Firestone Credit Card's expiration date should be written on the front of the card. If your card has expired, then call customer service at (800) 321-3950 to request a replacement if you haven't received one yet.
Contact Customer Service. Call the card's customer service at (800) 321-3950 (or the number you see on the back of the card). They can provide you with information about the card's current status and validity.
Check Your Mail. You can also check your mail for any notifications from the card's issuer regarding the status of your card. They may send you alerts if there are issues with your account.
Visit a Firestone Location. If you're near a Firestone location, you can also ask a store representative about the validity of your card. They may be able to assist you or provide guidance on the next steps.
If you're uncertain about the status of your Firestone Credit Card and want to check its validity, the most reliable method is to contact the credit card issuer directly. They will be able to provide you with the most accurate and up-to-date information about your card.
To report a lost Firestone Credit Card, call Credit First National Association customer service at 1 (800) 321-3950. Credit First National Association will request some information to verify your identity before sending a replacement.
How to Report a Lost Firestone Credit Card
Call Credit First National Association customer service at 1 (800) 321-3950.
Inform the customer service representative that you've lost your card.
Provide any requested information, such as your date of birth or the last four digits...
No, you cannot use a Firestone Credit Card at Walmart, as it is a store card and can only be used at Firestone locations. Store credit cards are not tied to any major network and can only be used for purchases with certain retailers.
The Firestone Credit Card offers a 5% discount on your first purchase, $20 off any $100 service purchase and more.
However, if you're looking for a card you can use to buy Firestone tires at...
You cannot get a cash advance with Firestone Credit Card. The Firestone Credit Card can only be used for purchases and only at Firestone locations.
The fact that Firestone Credit Card cash advances are not an option might be a good thing. Cash advances are very expensive, thanks to a cash advance fee and a high cash advance APR that apply as soon as you withdraw the cash. Also, depending on where you get the cash advance, there may also...
The Firestone Credit Card credit score requirement is 640 or better. That means people with fair credit or better have a shot at getting approved for the Firestone Credit Card.
Note that while your credit score is very important, plenty of other things will impact your chances of being approved for the Firestone Credit Card. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and employment status.
No, you cannot use your Firestone Credit Card anywhere you want, as you can only use it for purchases at Firestone. The Firestone Credit Card is a store card, which means that it is not backed by any major credit card network and only works at affiliated locations.
Even though store credit cards have limited acceptance, they can still be a good deal for brand-loyal customers. The Firestone Credit Card offers accountholders 5% off your first purchase and has an annual fee of $0,...
You can make a Firestone Credit Card payment online, by phone, or by mail. To pay a Firestone Credit Card bill online, log in to your online account and click on “Payments.” Then, choose how much to pay, when to pay it, and where the payment is coming from. Credit First National Association does allow cardholders to set up automatic payments, too.
Share your insights and review for the Firestone Credit Card
5
29%
4
4%
3
8%
2
13%
1
46%
2.5
24 reviews
24 reviews
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MAWPBC @MAWPBC
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1 Star Rating
I have had the card for a few years. I pay off the balance but opened it when I had to get four tires and work done to utilize the six months of no interest. I recently (March) used it for a purchase of over $800.00 and proceeded to pay it off. The merchandise I ordered has never arrived, it was supposed to be 7 to 10 days per receipt (now June), and the merchant kept telling me it was unusual and asked me to give them two more weeks. I agreed and told them I would dispute the charges if the merchandise was not received by May 23rd, which came and went without any communication, so I disputed the charge. Firestone called me today, over two weeks after my dispute, and informed me that they now have all the information and the credit can take up to 45 days. How can they take so much time when they have copies of my receipts, etc.? As soon as this is resolved, I will never use this card again. It was bad enough that the merchant made me wait, now my credit card company is making me wait over two months for a refund for merchandise I still have not received.
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Jeffrey Podoshen @jeffpodoshen
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1 Star Rating
Sneakily snuck in a $3.99 fee for paper statements. Won't rescind the fee when asked. The card itself can get you discounts at Firestone, but they seem to be rather inconsistent and hard to determine.
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Janet Shields @lestacy45
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1 Star Rating
I have been with Firestone for over 2yrs. and always paid my account. My payments when from $41 to $121 due to a $15 late fee. I was told the payment when up due to a 6 mos. promotion I knew nothing about. PLEASE DON"T GET THIS CARD!!! They charge you for services not rendered!!!
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Tee Torres @tsampson7019
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1 Star Rating
People I want to apply for this company are incompetent; all of them don't know how to speak to customers properly. When you call, they just hang up on you, like this representative named Brandon from Customer Service, who was rude and uneducated. He actually hung up on my boyfriend on November 6, 2024, as he was in the middle of asking a simple question. No one at this company seems to know how to communicate properly. Believe me, when you call Customer Service, you will see it for yourself. They all need to be let go. If you don't know how to speak to people in customer service, then what is the purpose of having a job on the phone if you can't be respectful to others? Even when you talk to a supervisor, they are rude too. I need to speak to corporate regarding these employees.
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0
0
Kristiana Spehr @kristiana_tobey
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1 Star Rating
Firestone - CFNA Bank is poor in service. The first card they issued to me was never delivered, although I monitored its dispatch through the USPS account. When I contacted them, they claimed it was "too early" to receive the card and showed reluctance to assist me. I pointed out that this could mean someone else might have taken possession of the card since it never reached me. Eventually, they conceded to canceling the missing card and issuing a new one, stating it would take about 30 days. Two months have passed and I still haven't received the card. I'm forced to pay over the phone or by mail because the card is necessary to set up the online account, and they don't list the account number on statements. Having called once more, I was told to simply wait for the elusive card. Given that I don't require the card, I am considering paying off the balance and canceling the service due to their inability to resolve the issue. Unfortunately, I have not had the opportunity to use any rewards, so I cannot comment on that aspect.
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torunok6 @torunok6
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1 Star Rating
Worst credit card ever! They only think about themselves and not the customer. I didn't receive any online statements and they started calling me because I was late on my payment. I called customer service asking for help, trying to explain my situation and they pretty much called me a liar because they said the email was delivered. I've never had any issues with my other credit cards. I never pay late and these people didn't help me at all. I feel sad and upset.
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dgbhm @dgbhm
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1 Star Rating
This is the worst credit card in existence. You cannot obtain your reward unless you make a qualifying purchase at Firestone. For example, if you make a purchase at a Firestone store and accumulate enough points for a rebate, you cannot redeem those points unless you make another purchase at Firestone. Additionally, the rewards have an expiration date, so if nothing is wrong with your car and you don't need service, you will lose those points. The ironic thing is, the account says you have an award available. Stay away. I would give it 0 stars if it were possible. The program wording needs to change.
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1
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Alishia Massie @alishia_doran08
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1 Star Rating
I set up my account in February of 2024 and it's now late June of 2024. Firestone is quick to demand payment, yet I have never received my Firestone card nor any account paperwork. I have no way of creating an account online to see anything I owe or have paid. No receipt verification other than a confirmation number. I've called numerous times and have been told my card is on its way, and here I am calling again after that 14 business day grace period only to find out the card was never sent. Just unacceptable.
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deejaywells @deejaywells
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2 Star Rating
Scam. That's all you need to know. They pull you in with all these perks, and then when you get the card, it's a heavy weight afterwards. They allow automatic payments for only six months so you can get used to automatic drafts and forget in the seventh month that you have to renew. Then they can add a $30 late fee if you are a day late. This card is not in your favor or to help you. Trust me.
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Gen Vega @Genvega10
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1 Star Rating
Beware, worst card ever. They get you in with a credit limit. After a few months they raise it if you pay on time. I missed my payment by 5 days (after a year of on time payments) and they dropped my credit limit by half with no warning and of course the usual high interest and late payment. It's a scam... You think you have credit, they secretly get you to go over the limit to charge you more and keep you indebted and paying high interest... Cutting this card up ASAP.....
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* The information about the following cards has been independently collected by WalletHub: Goodyear Credit Card, Tires Plus Credit Card, NAPA AutoCare Center Credit Card, Firestone Credit Card, and Walmart® Store Card.
