Harvard University Employees Credit Union Credit Cards

127 Reviews

617-495-4460

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Harvard Credit Card

4 out of 5 rating12 Reviews

4 out of 5 rating12 Reviews

4.1WalletHub Rating

WalletHub Rating

4.1

This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Finance New Purchases." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.

User Reviews

4.0

Market Comparison

4.1

fees: 5.0

rewards: 5.0

cost: 4.0

APR: 3.7

Purchase Intro APR0% for 12 months

Transfer Intro APR0% for 12 months|Transfer Fee: 2%

Regular APR13.49% - 18% (V)

Purchase Intro APR

0% for 12 months

Transfer Intro APR

0% for 12 months|Transfer Fee: 2%

Regular APR

13.49% - 18% (V)

annual fee

rewards rate

1 - 2 points / $1

Bonus Offer

10,000 points

Bonus Offer

10,000 points

minimum credit

Good

WalletHub's Take

Pros

No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
High rewards rate

Cons

Balance transfer fee
Requires good/excellent credit

Read our editor's full Harvard Credit Card review.

Rewards Details

Earn 10,000 bonus rewards points when you spend $500 in the first 90 days of card membership.
Earn 2 points per $1 spent on gas, grocery and dining purchases and 1 point per $1 spent on all other purchases.
Double points on the first $50,000 spent towards Harvard University gifts per year.
Get $1 cash back for every $100 you spend.
Your points are worth 25% more when you redeem them for travel. No restrictions. No blackouts. Valid toward any commercial flight, hotel, cruise, car rental, and more.
Redeem points for cash back, travel, premium merchandise, Harvard Coop gift cards or The Harvard Chair.

Additional Info

World Mastercard Benefits such as: Concierge Services, Travel Accident and Luggage Insurance, Extended Warranty Program, Master Rental Coverage, Global Service and Identity Theft Resolution Services.

Pros, Cons, & Details

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Harvard University Employees Credit Union Credit Card Reviews

3.1

What's Your Rating?

Jm Marine
March 2, 2023 • @semperfi7x

Management atrocious. General staff, fine. Main issue (13-years) problem making Card payments by phone. Ex. Security question “What date did you open your account?”
Whaa!!? All I want is to pay my Statement balance!!
The former Mgr (Mr McGrail) & Board Chair were outstanding, understanding; attempted to help, and encouraged me to phone Branch rather than Card servicer. Worked for awhile. Currently, impossible to reach Board; stiffed by the HSq Branch.
I was reluctant to post, as a portion goes to scholarship funds. Oddly, the “culprit” is the Card servicer, but the mgmts attitude, arrogance and inability to recognize the stress placed on customer & staff, over a problem other Cards handle in 5-minutes, make the HUECU a prime example of a corporate mantra - “We don’t care. We don’t have to.”