How can I redeem my Harvard Credit Card points?
2
UpvotesReply
Sydney Garth
You can redeem your Harvard Credit Card points online for:
- Cash back
- Travel
- Harvard Coop gift cards
- Merchandise
- The Harvard Chair
Harvard Credit Card
Harvard Credit Card
Info about Harvard Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Rewards9Reviews4Q&AContactRewardsAPREditor ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
Rewards
Earn 10,000 bonus rewards points when you spend $500 in the first 90 days of card membership.
$1 cash back for every $100 you spend.
Double points for gas, grocery and dining purchases.
Double points on the first $50,000 spent towards Harvard University gifts per year.
Your points are worth 25% more when you redeem them for travel. No restrictions. No blackouts. Valid toward any commercial flight, hotel, cruise, car rental, and more.
Redeem points for Cash Back, Travel, Harvard Coop Gift Cards or The Harvard Chair.
APR on Purchases
0% intro APR for 12 months, 10.49% - 18% (V) APR after that
Balance Transfer
0% intro APR for 12 months, 10.49% - 18% (V) APR after that
Balance Transfer Fee
Editor's Take
Harvard Credit Card Pros & Cons
No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
High rewards rate
Balance transfer fee
Requires good/excellent credit
Harvard Credit Card's Additional Info
| cash advance fee | $0 |
| cash advance APR | 10.49% - 18% (V) |
| foreign transaction fee | $0 |
| smart chip | Yes, chip-and-PIN |
| max late fee | $10.00 or 10% of the outstanding balance, whichever is less. |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 25 days |
World Mastercard Benefits such as: Concierge Services, Travel Accident and Luggage Insurance, Extended Warranty Program, Vehicle Rental Coverage and Identity Theft Resolution Services.
Questions & Answers
Can't find what you are looking for? Submit your question about Harvard Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
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Questions sort
What's the starting credit limit for the Harvard Credit Card?
2
UpvotesReply
Jeremy Manning
The Harvard Credit Card's starting credit limit is $500. But it can be more if your credit score and income are high enough. Your debt obligations will also be taken into account when the issuer decides about your credit limit.
What is the Harvard credit card balance transfer limit?
1
UpvoteReply
Jane Wintress
Your Harvard credit card balance transfer limit is as much as your overall credit limit is. Since they also have no bnalance transfer fee, it's not the worst option out there.
How much are Harvard Alumni Rewards points worth?
0
UpvotesReply
Compare The Harvard Credit Card
Purchase Intro APR0% for 12 months
Purchase Intro APR0% for 15 months
Transfer Intro APR0% for 12 months|Transfer Fee: 2%
Transfer Intro APR0% for 15 months|Transfer Fee: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer
Regular APR10.49% - 18% (V)
Regular APR14.99% - 24.99% (V)
Rewards Rate1 - 2 points / $1
Rewards Rate1 - 5 points / $1
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Offer last updated: Jun 21st, 2022 at 07:30 ET
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PURCHASE INTRO APR
0% for 15 months
TRANSFER INTRO APR
0% for 15 months 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer Transfer Fee
REGULAR APR
14.99% - 24.99% (V)
ANNUAL FEE
$0
REWARDS RATE
1 - 5 points / $1
BONUS OFFER
20,000 points
MINIMUM CREDIT