INTRUST Bank Credit Cards

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Please find below credit cards offered by INTRUST Bank.

Compare INTRUST Bank Credit Cards

University of Kansas Credit Card

0 out of 5 rating

3.6WalletHub Rating

WalletHub Rating

3.6

This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.

Market Comparison

3.6

fees: 3.8

rewards: 3.5

cost: 3.8

Other Features: 0.0

Purchase Intro APR0% for 6 months

Transfer Intro APR0% for 6 months|Transfer Fee: 3% (min $5)

Regular APR17.74% - 27.99% (V)

Purchase Intro APR

0% for 6 months

Transfer Intro APR

0% for 6 months|Transfer Fee: 3% (min $5)

Regular APR

17.74% - 27.99% (V)

annual fee

rewards rate

1 - 4 points / $1

Bonus Offer

15,000 points

Bonus Offer

15,000 points

minimum credit

Good

WalletHub's Take

Pros

No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
High rewards rate

Cons

Spending caps on rewards
Balance transfer fee
High regular APR
Foreign fee

Read our editor's full University of Kansas Credit Card review.

Rewards Details

Earn 15,000 points (worth up to $150) after spending $500 within the first 90 days of account opening.
Earn 4 points per $1 spent on dining, take-out & restaurant delivery on your first $2,000 each quarter and 1 point thereafter.
Earn 2 points per $1 spent at grocery stores, grocery delivery services, gas stations and electric vehicle charging stations (discount stores/supercenters and wholesale clubs excluded).
Earn 2 points per $1 spent on eligible streaming services.
Earn 1 point per $1 spent on all other purchases.
Earn unlimited points that can be redeemed for statement credit, merchandise, gift cards and travel.

Additional Info

0% Introductory APR for 6 months on balance transfers made within 186 days of account opening.

Pros, Cons, & Details

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Kansas State University Credit Card

0 out of 5 rating

3.6WalletHub Rating

WalletHub Rating

3.6

Market Comparison

3.6

fees: 3.8

rewards: 3.5

cost: 3.8

Other Features: 0.0

Purchase Intro APR0% for 6 months

Transfer Intro APR0% for 6 months|Transfer Fee: 3% (min $5)

Regular APR17.74% - 27.99% (V)

Purchase Intro APR

0% for 6 months

Transfer Intro APR

0% for 6 months|Transfer Fee: 3% (min $5)

Regular APR

17.74% - 27.99% (V)

annual fee

rewards rate

1 - 4 points / $1

Bonus Offer

15,000 points

Bonus Offer

15,000 points

minimum credit

Good

WalletHub's Take

Pros

No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
High rewards rate

Cons

Spending caps on rewards
Balance transfer fee
High regular APR
Foreign fee

Read our editor's full Kansas State University Credit Card review.

Rewards Details

Earn 15,000 points (worth up to $150) after spending $500 within the first 90 days of account opening.
Earn 4 points per $1 spent on dining, take-out & restaurant delivery on your first $2,000 each quarter and 1 point thereafter.
Earn 2 points per $1 spent at grocery stores, grocery delivery services, gas stations and electric vehicle charging stations (discount stores/supercenters and wholesale clubs excluded).
Earn 2 points per $1 spent on eligible streaming services.
Earn 1 point per $1 spent on all other purchases.
Earn unlimited points that can be redeemed for statement credit, merchandise, gift cards and travel.

Additional Info

0% Introductory APR for 6 months on balance transfers made within 186 days of account opening.

Pros, Cons, & Details

Compare

Wichita State University Credit Card

0 out of 5 rating

3.6WalletHub Rating

WalletHub Rating

3.6

Market Comparison

3.6

fees: 3.8

rewards: 3.5

cost: 3.8

Other Features: 0.0

Purchase Intro APR0% for 6 months

Transfer Intro APR0% for 6 months|Transfer Fee: 3% (min $5)

Regular APR17.74% - 27.99% (V)

Purchase Intro APR

0% for 6 months

Transfer Intro APR

0% for 6 months|Transfer Fee: 3% (min $5)

Regular APR

17.74% - 27.99% (V)

annual fee

rewards rate

1 - 4 points / $1

Bonus Offer

15,000 points

Bonus Offer

15,000 points

minimum credit

Good

WalletHub's Take

Pros

No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
High rewards rate

Cons

Spending caps on rewards
Balance transfer fee
High regular APR
Foreign fee

Read our editor's full Wichita State University Credit Card review.

Rewards Details

Earn 15,000 points (worth up to $150) after spending $500 within the first 90 days of account opening.
Earn 4 points per $1 spent on dining, take-out & restaurant delivery on your first $2,000 each quarter and 1 point thereafter.
Earn 2 points per $1 spent at grocery stores, grocery delivery services, gas stations and electric vehicle charging stations (discount stores/supercenters and wholesale clubs excluded).
Earn 2 points per $1 spent on eligible streaming services.
Earn 1 point per $1 spent on all other purchases.
Earn unlimited points that can be redeemed for statement credit, merchandise, gift cards and travel.

Additional Info

0% Introductory APR for 6 months on balance transfers made within 186 days of account opening.

Pros, Cons, & Details

Compare

Emporia State University Credit Card

0 out of 5 rating

3.6WalletHub Rating

WalletHub Rating

3.6

Market Comparison

3.6

fees: 3.8

rewards: 3.5

cost: 3.8

Other Features: 0.0

Purchase Intro APR0% for 6 months

Transfer Intro APR0% for 6 months|Transfer Fee: 3% (min $5)

Regular APR17.74% - 27.99% (V)

Purchase Intro APR

0% for 6 months

Transfer Intro APR

0% for 6 months|Transfer Fee: 3% (min $5)

Regular APR

17.74% - 27.99% (V)

annual fee

rewards rate

1 - 4 points / $1

Bonus Offer

15,000 points

Bonus Offer

15,000 points

minimum credit

Good

WalletHub's Take

Pros

No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
High rewards rate

Cons

Spending caps on rewards
Balance transfer fee
High regular APR
Foreign fee

Read our editor's full Emporia State University Credit Card review.

Rewards Details

Earn 15,000 points (worth up to $150) after spending $500 within the first 90 days of account opening.
Earn 4 points per $1 spent on dining, take-out & restaurant delivery on your first $2,000 each quarter and 1 point thereafter.
Earn 2 points per $1 spent at grocery stores, grocery delivery services, gas stations and electric vehicle charging stations (discount stores/supercenters and wholesale clubs excluded).
Earn 2 points per $1 spent on eligible streaming services.
Earn 1 point per $1 spent on all other purchases.
Earn unlimited points that can be redeemed for statement credit, merchandise, gift cards and travel.

Additional Info

0% Introductory APR for 6 months on balance transfers made within 186 days of account opening.

Pros, Cons, & Details

Compare

Washburn University Credit Card

0 out of 5 rating

3.6WalletHub Rating

WalletHub Rating

3.6

Market Comparison

3.6

fees: 3.8

rewards: 3.5

cost: 3.8

Other Features: 0.0

Purchase Intro APR0% for 6 months

Transfer Intro APR0% for 6 months|Transfer Fee: 3% (min $5)

Regular APR17.74% - 27.99% (V)

Purchase Intro APR

0% for 6 months

Transfer Intro APR

0% for 6 months|Transfer Fee: 3% (min $5)

Regular APR

17.74% - 27.99% (V)

annual fee

rewards rate

1 - 4 points / $1

Bonus Offer

15,000 points

Bonus Offer

15,000 points

minimum credit

Good

WalletHub's Take

Pros

No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
High rewards rate

Cons

Spending caps on rewards
Balance transfer fee
High regular APR
Foreign fee

Read our editor's full Washburn University Credit Card review.

Rewards Details

Earn 15,000 points (worth up to $150) after spending $500 within the first 90 days of account opening.
Earn 4 points per $1 spent on dining, take-out & restaurant delivery on your first $2,000 each quarter and 1 point thereafter.
Earn 2 points per $1 spent at grocery stores, grocery delivery services, gas stations and electric vehicle charging stations (discount stores/supercenters and wholesale clubs excluded).
Earn 2 points per $1 spent on eligible streaming services.
Earn 1 point per $1 spent on all other purchases.
Earn unlimited points that can be redeemed for statement credit, merchandise, gift cards and travel.

Additional Info

0% Introductory APR for 6 months on balance transfers made within 186 days of account opening.

Pros, Cons, & Details

Compare

Butler Community College Credit Card

0 out of 5 rating

3.6WalletHub Rating

WalletHub Rating

3.6

Market Comparison

3.6

fees: 3.8

rewards: 3.5

cost: 3.8

Other Features: 0.0

Purchase Intro APR0% for 6 months

Transfer Intro APR0% for 6 months|Transfer Fee: 3% (min $5)

Regular APR17.74% - 27.99% (V)

Purchase Intro APR

0% for 6 months

Transfer Intro APR

0% for 6 months|Transfer Fee: 3% (min $5)

Regular APR

17.74% - 27.99% (V)

annual fee

rewards rate

1 - 4 points / $1

Bonus Offer

15,000 points

Bonus Offer

15,000 points

minimum credit

Good

WalletHub's Take

Pros

No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
High rewards rate

Cons

Spending caps on rewards
Balance transfer fee
High regular APR
Foreign fee

Read our editor's full Butler Community College Credit Card review.

Rewards Details

Earn 15,000 points (worth up to $150) after spending $500 within the first 90 days of account opening.
Earn 4 points per $1 spent on dining, take-out & restaurant delivery on your first $2,000 each quarter and 1 point thereafter.
Earn 2 points per $1 spent at grocery stores, grocery delivery services, gas stations and electric vehicle charging stations (discount stores/supercenters and wholesale clubs excluded).
Earn 2 points per $1 spent on eligible streaming services.
Earn 1 point per $1 spent on all other purchases.
Earn unlimited points that can be redeemed for statement credit, merchandise, gift cards and travel.

Additional Info

0% Introductory APR for 6 months on balance transfers made within 186 days of account opening.

Pros, Cons, & Details

Compare

Bethel College Credit Card

0 out of 5 rating

3.6WalletHub Rating

WalletHub Rating

3.6

Market Comparison

3.6

fees: 3.8

rewards: 3.5

cost: 3.8

Other Features: 0.0

Purchase Intro APR0% for 6 months

Transfer Intro APR0% for 6 months|Transfer Fee: 3% (min $5)

Regular APR17.74% - 27.99% (V)

Purchase Intro APR

0% for 6 months

Transfer Intro APR

0% for 6 months|Transfer Fee: 3% (min $5)

Regular APR

17.74% - 27.99% (V)

annual fee

rewards rate

1 - 4 points / $1

Bonus Offer

15,000 points

Bonus Offer

15,000 points

minimum credit

Good

WalletHub's Take

Pros

No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
High rewards rate

Cons

Spending caps on rewards
Balance transfer fee
High regular APR
Foreign fee

Read our editor's full Bethel College Credit Card review.

Rewards Details

Earn 15,000 points (worth up to $150) after spending $500 within the first 90 days of account opening.
Earn 4 points per $1 spent on dining, take-out & restaurant delivery on your first $2,000 each quarter and 1 point thereafter.
Earn 2 points per $1 spent at grocery stores, grocery delivery services, gas stations and electric vehicle charging stations (discount stores/supercenters and wholesale clubs excluded).
Earn 2 points per $1 spent on eligible streaming services.
Earn 1 point per $1 spent on all other purchases.
Earn unlimited points that can be redeemed for statement credit, merchandise, gift cards and travel.

Additional Info

0% Introductory APR for 6 months on balance transfers made within 186 days of account opening.

Pros, Cons, & Details

Compare

INTRUST Bank Credit Card Reviews

4.4

What's Your Rating?

jlandis1043
January 6, 2022 • @jlandis1043

Their cards don't last. I usually use my phone to pay and I still have to order new cards and have to deal with inconvenience. Plus they don't make their cards on site so I have to wait a week to receive a new one. I'm changing banks. Bye Intrust.

Product: INTRUST Bank Credit Cards

Comment

mvicsmith89
February 4, 2017 • @mvicsmith89

The customer service has been absolutely terrible. I am pretty sure the person i talked to was intoxicated or on drugs. I am closing my account as soon as possible.

Product: Intrust Bank Visa® Platinum Card

Comment

Franklyn Danes
August 22, 2012 • @franklynd1

I kept getting pre-approval offers in mail (for almost a year). After realizing the APR on my most frequently used (and highest balance) credit card was 29%, I finally decided to take CitiBank up on their offer of 0% for the first year. After that introductory period was over I kept checking my account to see what APR I was going got be saddled with. I'm now coming up on my 2 year anniversary with this card and my APR has remained at around 18% (rate is variable, so keep in mind). Why it took me so long to switch in the first place I'll never know! Now my Citi Dividend Platinum Select card is my primary card. This card has a good mix of cash back rewards, too (plus additional benefits like travel insurance coverage, etc). When I first opened it there was a $150 cash back reward (after $500 in charges within the first 3 months, which for someone like me who uses their card to pay for everything, that was a piece of cake). No annual fees either. I highly suggest applying. Thankfully, I got approved with a generous credit line. Keep in mind though, the FICO requirement is higher for this card. Only people with a good (high end) to excellent credit with probably qualify.

Product: Intrust Bank Visa® Platinum Card

Comment

Steven Belman
August 6, 2012 • @steven.belman

The Citi Dividend Platinum Select Visa card is great. To give some context, I had an American Express Starwood Preferred Card before this. The American Express card was good because I could accrue points with each purchase, which then turned into hotel or airline miles. That said, the points are still limited to just hotels and airlines. I was looking for a card which would allow me to have CASH BACK, and this was a good option. I was able to earn 1% back on most purchases, but I was also able to get 5% back on select purchases of rotating categories; the current categories on which I get 5% back right now include airlines and car rental, Gap, Banana, and Old Navy. This is great, especially since I like to travel and shop at those stores. In addition, Citi also has approximately 400 parternships with many online vendors. You can shop Citi’s online store and get up to 20% on select vendors.

Product: Intrust Bank Visa® Platinum Card

Comment

Nicole Long
March 7, 2012 • @nicole.long.564

I love savings so the 5% is for me, plus the $200.00 back is great. Your going to spend that amount on groceries and gas anyway might as well get something in return...

Product: Intrust Bank Visa® Platinum Card

Comment

Joe Weider
October 7, 2011 • @joe_weider

Ok, I realize the Yankees lost, and I don’t want to hear about it (if anyone is actually following my little credit card review posts). What I want is to distract myself, and this Citi Dividend Card will certainly do the trick. Aside from giving me something to research, the main reason why the Dividend Card is so apt for this purpose is the $200 in cash it gives you after spending $500 in the first three months. I feel like I need to give myself a little present to cheer myself up, and that extra dough could really help. But that’s not all this baby’s got, there’s also the 5% cash back you can get on different spending categories every three months, the 1% on everything and the fact that it’s got no annual fee.

Ultimately though, after further review, this Citicard doesn’t distinguish itself much from the rest of the cash back credit card market (in fact, it seems practically identical to the Chase Freedom Visa) so I don’t think I’ll be opening it. Besides, by the time I get my $200 initial rewards bonus, I’ll be getting amped up for pitchers and catchers reporting and won’t need a pick me up quite so much.

Product: Intrust Bank Visa® Platinum Card

Comment

Review INTRUST Bank Credit Cards

INTRUST Bank Credit Card Q&A

Get answers to your questions about INTRUST Bank Credit Cards below. Editorial and user-generated content is not provided, reviewed or endorsed by this issuer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.

Upvotes

Can I redeem my Intrust Bank Zero+ card rewards?

Maria Adams, Credit Cards Moderator

To redeem your Intrust Bank Zero+ Card rewards, log in to your account on INTRUST Bank's website, navigate to your rewards balance, and select a redemption option. You can also redeem your Intrust Bank Zero+ Card rewards by calling the phone number on the back of your card.

How to Redeem Intrust Bank Zero+ Card Rewards Online

Log in to your Intrust Bank Zero+ Card credit card account on the INTRUST Bank website.
Navigate to the rewards page.
Find the list of redemption options for your Intrust Bank Zero+ Card card.
Determine which redemption options give the most value for your rewards.
Select your redemption option, choose an amount to redeem, and submit the redemption request.

You can learn more about how to earn, redeem and maximize credit card rewards here on WalletHub.

Upvotes

How long does it take to get the Intrust Bank Zero+ card?

John Miller, Credit Cards Moderator

It should take 7-10 business days to get the Intrust Bank Zero+ Card after you get approved.

If your card doesn't arrive after 10 business days, then call the card's customer service at (800) 558-3424. They'll be able to send you a replacement card if the original got lost on the way.

Upvotes

How does the University of Kansas Credit Card rental car insurance work?

Frieda Reiss, WalletHub Credit Card Analyst

The University of Kansas Credit Card's rental car insurance only works if you deny the coverage offered by the rental company. And you must also use your card to pay for your rental to be covered for:

Physical damage or theft of the rental vehicle
Valid loss-of-use charges
Customary towing charges

There are some vehicles that are not covered, and other limitations apply as well. You can find out more and file a...

Upvotes

What is the cost of each card besides amount loaded on the card? Any fees to the user?

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* The information about the following cards has been independently collected by WalletHub: University of Kansas Credit Card, Kansas State University Credit Card, Wichita State University Credit Card, Emporia State University Credit Card, Washburn University Credit Card, Butler Community College Credit Card, Bethel College Credit Card, and Intrust Bank Zero+ Card.