TD Bank Credit Cards

It is not very hard to get a TD Bank credit card because TD Bank offers cards for people with bad credit or better. The easiest credit card to get from TD Bank is the TD Cash Secured Credit Card, which is available to applicants with bad credit. Depending on your credit score, you may be able to qualify for other TD Bank credit cards, too.

Minimum Credit Score for Notable TD Bank Credit Cards

• TD Cash Secured Credit Card: Bad credit
• TD Double Up Card: Excellent credit
• TD First Class Visa Signature® Credit Card: Excellent credit
• TD Bank Cash Credit Card: Good credit

Keep in mind that just because it's not hard to get some TD Bank credit cards, that doesn't mean it's necessarily easy to get all of them. You're also never guaranteed to be approved, even for the cards with the easiest approval requirements.

You need a credit score of at least 750 for most TD Bank credit cards. That means applicants for TD Bank credit cards need excellent credit to be approved. But it really depends on which card you're after. Some TD cards require credit scores lower than that. 

Keep in mind that it's best to wait and apply for a given card after you meet the credit score requirement. You can check your credit score for free on WalletHub.

TD Bank Credit Score Requirements by Card

• TD First Class Visa Signature® Credit Card: 750+ (Excellent credit)
• TD Bank Cash Credit Card: 700+ (at least good credit)
• TD Double Up Card: 750+ (Excellent credit)
• TD Cash Secured Credit Card: 300+ (Bad credit)
• TD Business Solutions Credit Card: 750+ (Excellent credit)

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for a TD Bank credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.

It takes 7 - 10 business days to receive a TD credit card once the application is approved. The timeline is the same for replacement cards, though replacement cards have the option of 48-hour expedited delivery, which may incur a fee of up to $25. TD Bank does not offer expedited delivery for new credit cards.

The total time it takes to get a TD credit card ultimately depends on how quickly you're approved for the card. In most cases, you'll receive an instant decision if you apply for a TD credit card online, by phone, or in person at a TD Bank branch. In some cases, however, TD Bank will need more time to review your application.

Plus, if you apply for a TD credit card by mail, it could be 7 to 10 business days before you receive a decision on your application. That's in addition to the time it would take to get your new TD credit card in the mail if you're approved.

Once you receive your TD credit card, you must activate the card before you can use it. It only takes a few minutes to activate, and you can do so either by phone or online.

To log in to your TD Bank credit card account, go to the login page on the TD Bank website or mobile app and enter your username and password in the appropriate fields. Then, click the “Log in” to access your online account. If you don't already have an account, you will need to start by clicking “Sign up for Online Banking” in order to set up a username and password.

How to Log in to a TD Bank Credit Card Account

1. Register your TD Bank credit card for online account access. Click “Sign up for Online Banking ” and enter your Social Security number, email address, credit card number, and TD Bank account number to verify your credit card account.
2. Choose your TD Bank username and password. The username must be between 8 and 25 characters, including special characters, and no spaces. The password must contain 8 to 32 characters and have at least 1 number and 1 letter. The password is case sensitive and may contain special characters.
3. Log in with your new TD Bank credentials. From the login page on the TD Bank website or mobile app, fill out the User name and Password fields using your new credentials, then click “Log in” to access your account.

After you have signed up and logged in, you'll be able to manage your TD Bank credit card account online. You can pay your credit card bill, see credit card statements, monitor account activity, and change account information such as passwords and automatic payments.

If you forget your login information, click “Forgot username and/or password?” on the TD Bank login page. Then, just follow the prompts to reset or retrieve your username or password.

To log in to your Target Credit Card account, visit the login page on the Target website and enter your username and password in the appropriate fields. Then, click the “Sign In” to access your online account. If you don't already have an account, you will need to start by creating one.

Here's how to log in to your Target Credit Card account:

1. Register your Target Credit Card for online account access. Visit the enrollment page and type your credit card number. Click “Begin Enrollement” and enter your name, card expiration date, the last 4 digits of your Social Security Number and the 3-digit security code on the back of your card. Then, click “Next.”
2. Choose your Target Credit Card username and password. The password must contain between 8 and 20 characters, and two of the following: Lowercase letters, uppercase letters, numbers, and special characters, except <>.
3. From the login page on the Target website, fill out your username and password fields using your new credentials, and click “Sign In” to access your account.

After you have signed up and logged in, you'll be able to manage your Target Credit Card account online. You can pay your credit card bills, see credit card statements, monitor account activity, and change account information such as passwords and automatic payments.

If you forget your login information, click “Forgot Username or Password?” on the Target Credit Card login page. Then, just follow the prompts to reset or retrieve your username or password.