WalletHubLow membership feesQualify with bad creditHigh regular APRForeign feeRequires security deposit
Bad Credit
$300
27.49% (V)
Get started with as little as a $300 deposit into a secured Fifth Third savings account that earns interest.
Your credit line is tied to the amount of money in your savings account.
Purchases made on your Secured Card will be charged to your card (amount will not be deducted from your Savings Account).
Important account information shared with the 3 major credit bureaus–helping you build your credit history.
Enhance Your Travel with Mastercard Airport Concierge™ and Mastercard Global Service™.
Mastercard ID Theft Protection™ and Zero Liability.
| cash advance fee | 5% (min $10) |
| cash advance APR | 28.49% (V) |
| foreign transaction fee | 3% |
| smart chip | Yes, chip-and-signature |
| max late fee | $41 |
| max overlimit fee | $0 |
| max penalty APR | None |
June 15th, 2026
Low membership fees
Qualify with bad credit
High regular APR
Foreign fee
Requires security deposit
minimum deposit$300 | minimum deposit$300 | minimum deposit$200 |
one time fees | one time fees | one time fees |
annual fee$24 | annual fee$0 | annual fee$0 |
monthly fee$0 | monthly fee$0 | monthly fee$0 |
Regular APR27.49% (V) | Regular APR28.24% (V) | Regular APR28.99% (V) |
rewards rate | rewards rate | rewards rate |
Sponsored Apply Now | Sponsored Apply Now |
Can't find what you are looking for? Submit your question about Fifth Third Bank Secured Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
You can download the Fifth Third Secured card mobile app from the App Store or Google Play.
You can also go to 53.com on your mobile device to connect to the new login page, which you can learn more about here.
The app enables you to update your account information and preferences, activate cards, change card PINs, and more.
Your Fifth Third Bank Secured Card's payment will post in 1-3 business days if you pay online or via phone. Mail payments, on the other hand, will take a few days longer.
But even if the issuer posts your payment immediately, your available credit might not be restored for up to 7 days.
Fifth Third Bank reviews Fifth Third Secured Card secured card accounts after 12 months and may offer customers unsecured cards afterwards.
You can get the Fifth Third Bank Secured Card with a 300 credit score.
The approval odds are generally high for a secured credit card. However, a minimum of $300 security deposit is required to open it.
The deposit is fully refundable, and it will be returned to you upon closing your account with no outstanding balance.
It generally takes 5-10 business days to receive a card from Fifth Third Bank. Once you receive your card, call the number on the sticker, 1-800-621-2554, to activate it and set your PIN (Personal Identification Number).
You can get a Fifth Third Bank Secured Card credit limit increase by adding more funds to your security deposit. The easiest way to add funds to your security deposit is online or by using the mobile app. Alternatively, you can do that at an ATM or by visiting your nearest Fifth Third Bank branch.
This will increase your Fifth Third Bank Secured Card credit limit up to your approved maximum. By increasing your credit limit and using your secured card responsibly, you might be...
After you submit your application, it'll take a maximum of 2 weeks to see if you were approved for the Fifth Third secured credit card.
You can get a Fifth Third Bank Secured card deposit refund, if you close your account and pay your balance in full, or are upgraded to an unsecured credit card.
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Offer last updated: Jun 15th, 2026 at 08:36 ET
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