Marathon Credit Card Reviews: Is It Worth It? (2026)Reviews, rates, fees, and rewards details for The Marathon Credit Card. Compare to other cards and apply online in secondsJohn KiernanWalletHubNo membership feesHigh rewards rateBonus rewards categoriesSpending caps on rewardsNo initial rewards bonusNo intro APR on purchasesNo intro APR on balance transfers
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Gas Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
We're sorry, but the Marathon Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 1-866-308-0680
Marathon Credit Card has a rating of 1.5/5 according to our proprietary credit card rating system. This rating reflects how appealing Marathon Credit Card's terms are compared to a pool of more than 1,500 credit card offers tracked by WalletHub. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is 'Earn Gas Rewards'. To break it down further, Marathon Credit Card earned a score of 3.8/5 for Fees, 0.0/5 for Rewards, 1.5/5 for Cost, and 3.7/5 for User Reviews.
WalletHub Rating Breakdown
User Reviews
3.7/5
325 reviewsRead and write reviews
Market Comparison
Market Comparison
1.3
The Market Comparison is a key component of the WalletHub Rating, as it measures how appealing the terms of a card are compared to a pool of over 1,500 credit card offers monitored by WalletHub. To ensure cards are evaluated for their most relevant purpose, we score each card across various cardholder needs and select the rating for the need with the highest score, which is “Earn Gas Rewards” for this card.
Fees
3.8
Rewards
0.0
Cost
1.5
Other Features
0.0
1.3/5
Compared against 1,500+ credit cards
KEY TERMS
Credit Score
Credit Score
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
18.74% - 26.74% (V)
Balance Transfer
APR: 27.74% (V)
Balance Transfer Fee:3% (min $10)
Rewards
Earn 25¢ / gallon if you spend $1,000 or more per month everywhere Visa is accepted, including Marathon
Earn 15¢ / gallon if you spend $500 – $999 per month everywhere Visa is accepted, including Marathon
Earn 5¢ / gallon if you spend less than $500 per month everywhere Visa is accepted, including Marathon
When you earn $25 in rebates, you will receive a $25 Marathon Cash Card to use on any future Marathon purchase.
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Gas Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
User Reviews
3.7
Market Comparison
1.3
fees: 3.8
rewards: 0.0
cost: 1.5
Other Features: 0.0
4.1WalletHub Rating
WalletHub Rating
4.1
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Finance New Purchases." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Editor’s Rating
4.2
User Reviews
3.6
Market Comparison
4.2
fees: 4.3
rewards: 5.0
cost: 4.3
APR: 3.8
4.0WalletHub Rating
WalletHub Rating
4.0
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Gas Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Editor’s Rating
4.2
User Reviews
3.5
Market Comparison
4.1
fees: 5.0
rewards: 3.9
cost: 4.2
Other Features: 0.0
(325)
(2,942)
(44)
annual fee$0
annual fee$0
annual fee$0
rewards rate 5 - 25 ¢ / gallon
rewards rate 1 - 3% Cash Back
rewards rate 1 - 3 points / $1
bonus offerNone
bonus offer $200
bonus offer 20,000 points
Purchase Intro APRNot Offered
Purchase Intro APR0% for 15 months
Purchase Intro APR0% for 12 months from account opening
transfer intro aprNot Offered
transfer intro apr0% for 15 months|Transfer Fee:3% (min $5)
Can't find what you are looking for? Submit your question about Marathon Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
You cannot apply for the Marathon Credit Card right now, because applications for the card are no longer open at this point in time. The Marathon Credit Card has been unavailable to new applicants. However, there are other cards available from Comenity Bank that you can apply for online and in person.
Similar Cards to the Marathon Credit Card You Can Apply For
If you lost your Marathon Credit Card, report it as soon as possible by calling (866) 308-5730. The card will be canceled, and you'll be issued a replacement.
When you report your card lost or stolen, the issuer might suspend access to your online account while your replacement card is being processed.
Yes, you can use your Marathon Credit Card for regular purchases, but only if you have the one with the Visa logo on it. That card can be used anywhere that Visa cards are accepted. If you have the standard gas card without the Visa logo, you can only use it for gas at all Marathon stations.
You can earn rewards with the Marathon Credit Card by meeting spending requirements, as follows:
Earn 25¢ / gallon if you spend $1,000 or more per month everywhere Visa is accepted, including Marathon
Earn 15¢ / gallon if you spend $500 – $999 per month everywhere Visa is accepted, including Marathon
Earn 5¢ / gallon if you spend less than $500 per month everywhere Visa is accepted, including Marathon
When you earn $25 in rebates, you will receive a $25 Marathon Cash Card to use on any future Marathon purchase.
To get the per-gallon savings, you likely need to use the card at Marathon stations. But since the card has been discontinued, full details about the rewards program are no longer available.
Those looking to earn rewards on gas purchases should check out our editors' picks for the best gas cards on the market, to explore available options.
You can locate every Marathon station in the U.S. and find the one closest to you by visiting the following link: https://mymarathonstation.com/StoreLocator.
Share your insights and review for the Marathon Credit Card
5
15%
4
57%
3
18%
2
6%
1
4%
3.7
325 reviews
325 reviews
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Nancy L @dairyaire
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1 Star Rating
Received a letter today that the Marathon Credit Card program (both the regular Marathon card and the Marathon branded Visa) will be ending on 1/31/19. This is one of our oldest accounts with a high credit limit so I look for our FICO to take a substantial hit. Terrible when consumers are at the mercy of these business decisions that have absolutely nothing to do with the way they are handling their money.
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1
Lark Bee @LarkBee_91
I agree. It's one thing when a business closes your account because you haven't been great about making payments. It's another when it's something totally out of your control. And unfortunately, there's no difference to the credit bureaus.
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0
Brad Kandy @HotApplePies
Marathon is ending their credit card program and you expect Comenity to keep your account open?
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Lark Bee @LarkBee_91
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3 Star Rating
Verified Customer
Have had a credit card with them forever. Made the mistake of opening a dispute when the same balance ($54) was being reported month after month when it was actually zero. Comenity Bank pulled the account from my credit report and since it was one of my oldest accounts, that cause my FICO to plummet. This happened in July and they still haven't put it back although my account remains open.
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0
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Tabitha Horn @tabithah_14
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5 Star Rating
Verified Customer
I got approved for this card with a score of 630..amd my sister got approved for one with a score of 615...it does not have a prequalifier so you would just have to apply. I have had no problems with the card and i can use it anywhere.
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0
0
Mimi Gascon @forever1275
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5 Star Rating
To summarize it with one word, Fantastic! Would highly recommend anyone to apply. Customer Service are very FRIENDY and HELPFUL. Keep up the good work. If I could give it 10 stars ⭐️? I would.
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0
0
Stephen McPeak @stephenm_21
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4 Star Rating
The Marathon Gas credit card has good returns on gas purchases. You can rack up quite a bit in savings just on the gas purchases alone. The only problem comes in the fact that Marathon is often not the cheapest in gas prices where I am, so it usually comes out to about the same as if I had gotten my gas elsewhere. Great if gas prices in your area are low for Marathon.
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2
Dan MacRae @danm_8
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1 Star Rating
Marathon does NOT offer automatic payments. I have more than 30 credit cards and ALL offer automatic payments. I travel heavily for work, and I am often in very remote areas with no internet access. Payments are due at the beginning of each month, and I am almost always in a remote area during this time. So, even though I pay $200-$500 on every bill, I get hit with a $25 fee EVERY month, and Marathon refuses to implement automatic payments because they are making so much money every month by ripping off people like me. Please boycott their cards as they blatantly robbing people. Even though they are the most convenient fuel provider in my area, and there is a station next to my neighborhood, none of my family will never set foot in another Marathon facility. I have closed the credit card account with them.
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11
Kat Torre @katt1
They do offer automatic bill pay
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0
Kat Torre @katt1
I'm sorry, you register your card on the comenity website for marathon and set up your payment. I have over 30 cards myself.
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0
0
Patricia Schoff @pat_sarno
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5 Star Rating
I have used other gas cards like Marathon but I am seeing that Marathon has more perks than the others I have used. They have more of a bonus by using them than others which is a good thing especially when you are getting gas. Their interest rates are not that bad either compared to others.
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4
4
Matt Collegeman @mattc_8
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3 Star Rating
The Marathon Credit Card seems like a normal gas station credit card. It has decent reward levels for purchasing at Marathon locations though the tiers seem rather high, I know I rarely spend $500 a month at gas stations and I'd have to wait a long time to reach the $25 dollar reward limit. I feel that a grocery store membership or CostCo card will save you more on gas in the long run. The no annual fee of the Marathon credit card is nice, I currently pay $99 annually for my credit card.
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7
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Mela Balagot @meyoukie
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5 Star Rating
I've had this Marathon Card for a year now, and it is the main credit card that I use. My wife and I drive a pretty far distance to get to work, so this card is very convenient to help us save money on gas.Even if the gas prices are not as high as they usually are, it is always nice to save $0.10 or $0.25 per gallon at the pump. This really adds up, and is a great savings.The above information can still serve as a fun fact, but why don’t we get into what the Marathon Card has to offer. I like this card to my Chase Freedom cash back card where you certainly have to be using it for a lot of purchases to get huge amounts of cash back, but at the same time, even if you’re not you’re still getting a fair deal of cash back. This card is great when compared to other. I do enjoy the fact that the gains can increase depending how much you spend within a month. gas credit cards.he interest rate is just about on par with others out there. The rewards get better with the more money you spend.
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3
3
Dawn Aldridge @dawnaldridge
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2 Star Rating
I definitely don't spend more than $500 per month at gas stations, so I would never hit the higher rebate thresholds. Plus, having to wait until you have earned $25 in cash back before getting any benefit is a long time to wait. Basically if I fill up with 10 gallons every fill up, I would get $0.50 cash back. It would then take me 50 separate fill ups to earn enough for the $25 gas card. If my husband and I would both use it, that would cut that time in half, but that still seems like very little benefit compared to other credit card offers out there.
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