WalletHubNo membership fees0% intro APR on purchasesSpending caps on rewardsNo initial rewards bonusNo intro APR on balance transfersForeign feeMid-Hudson Valley Federal Credit Union Visa Signature Rewards Credit Card
Mid-Hudson Valley Federal Credit Union Visa Signature Rewards Credit Card
Credit Score
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 6 months, 16.24% - 18% (V) APR after that
Balance Transfer
APR: 16.24% - 18% (V)
Balance Transfer Fee
Rewards
Earn 2 points per $1 spent on all purchases up to $5,000 within the first 90 days.
1 point for every $1 spent thereafter
Redeem points for Travel, Merchandise or Gift Cards.
Earn bonus points when you shop online through CURewards Mall.
Mid-Hudson Valley Federal Credit Union Visa Signature Rewards Credit Card's Additional Info
Credit lines up to $20,000.
Travel Accident Insurance, Travel & Emergency Assistance and Trip Cancellation/Trip Interruption.
Price Protection.
| cash advance fee | 2% (min $10) |
| cash advance APR | 16.24% - 18% (V) |
| foreign transaction fee | 1% |
| smart chip | Yes |
| max late fee | $40 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 25 days |
Mid-Hudson Valley Federal Credit Union Visa Signature Rewards Credit Card Pros & Cons
No membership fees
0% intro APR on purchases
Spending caps on rewards
No initial rewards bonus
No intro APR on balance transfers
Foreign fee
Compare The Mid-Hudson Valley Federal Credit Union Visa Signature Rewards Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$0 | annual fee$0 |
Purchase Intro APR0% for 6 months | Purchase Intro APRNot Offered | Purchase Intro APR0% for 15 months |
transfer intro aprNot Offered | transfer intro aprNot Offered | transfer intro apr0% for 15 months|Transfer Fee: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer |
Regular APR16.24% - 18% (V) | Regular APR13.5% - 18.00% (V) | Regular APR18.74% - 28.74% (V) |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
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Offer last updated: Nov 12th, 2025 at 10:28 ET
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