WalletHubNo membership feesLow regular APRNo foreign feeSpending caps on rewardsNo initial rewards bonusNo intro APR on purchasesNo intro APR on balance transfersSan Francisco Federal Credit Union Visa® Platinum Rewards Credit Card
San Francisco Federal Credit Union Visa® Platinum Rewards Credit Card
Credit Score
Excellent Credit
Annual Fee
$0
APR on Purchases
7.45% - 17.99% (V)
Balance Transfer
APR: 7.45% - 17.99% (V)
Balance Transfer Fee
Rewards
Earn 1% cash back for everyday purchases, up to $500 in earnings per year.
Your rewards will not expire.
San Francisco Federal Credit Union Visa® Platinum Rewards Credit Card's Additional Info
You will enjoy all of the protection offered by Visa® including travel protection and emergency assistance.
| cash advance fee | 1% |
| cash advance APR | 7.45% - 17.99% (V) |
| foreign transaction fee | 0% |
| smart chip | Yes |
| max late fee | $15 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 25 days |
San Francisco Federal Credit Union Visa® Platinum Rewards Credit Card Pros & Cons
No membership fees
Low regular APR
No foreign fee
Spending caps on rewards
No initial rewards bonus
No intro APR on purchases
No intro APR on balance transfers
Compare The San Francisco Federal Credit Union Visa® Platinum Rewards Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$0 | annual fee$0 |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Purchase Intro APRNot Offered | Purchase Intro APRNot Offered | Purchase Intro APR0% for 12 months |
transfer intro aprNot Offered | transfer intro aprNot Offered | transfer intro apr0% for 12 months|Transfer Fee: 3% for the first 12 months, 4% at a promo APR that Capital One may offer you at any other time |
Regular APR7.45% - 17.99% (V) | Regular APR13.5% - 18.00% (V) | Regular APR18.99% - 28.99% (V) |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
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Offer last updated: Jul 14th, 2025 at 13:29 ET
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