American Family Insurance offers 18 discounts for auto insurance customers. American Family’s discounts can save drivers up to 20% on their car insurance, and customers who qualify for multiple discounts can save even more.
American Family Insurance Policy Discounts
- Steer Into Savings discount: save for switching to American Family from a competitor company.
- Multi-product discount: save for buying multiple types of insurance from American Family Insurance.
- Early bird discount: save if you get a quote before your new policy goes into effect.
- Loyalty discount: save for being a long-time customer.
- Multi-vehicle discount: save for insuring more than one car on the same policy.
American Family Insurance Safe Driving Discounts
- KnowYourDrive discount: save up to 20% by allowing American Family to track your driving habits, including your speed and braking.
- Low mileage discount: save if you drive less than 7,500 miles per year.
- Good driving discount: save if you have no accidents, violations or claims on your record.
- Defensive driver discount: save for taking an approved defensive driving course.
- Auto safety equipment discount: save if your vehicle has factory-installed safety systems like airbags and antilock brakes.
American Family Insurance Young Driver Discounts
- Generational discount: save if your parents are also car insurance customers with American Family Insurance.
- Young volunteer discount: save if a named driver is under 25 years old and spends at least 40 hours in a year volunteering for a non-profit.
- Away at school discount: save if a driver on your policy attends school 100+ miles away from where the car is parked.
- TeenSafeDriver: save up to 10% if a teen driver on your policy completes American Family’s free Teen Safe Driving program.
- Good student discount: save if you are 16-25 years old, enrolled full-time in high school or college, and maintain at least a "B" average.
American Insurance Family Billing Discounts
- Auto Pay discount: save if you set up auto-pay for your premium.
- Customer full pay discount: save for paying your entire premium upfront.
- Paperless discount: save for receiving all of your bills and statements online.
Discount availability may vary by state, but it’s always worth checking with American Family Insurance customer service to see what you can qualify for. You can call American Family Insurance at 1 (800) 692-6326 to ask about the discounts applied to your policy.