To help lead Wyoming residents in a money-saving direction, WalletHub’s editors have selected several good personal loan options, including offers from our partners, that are available to people in Wyoming.
Popular Personal Loans in Wyoming
| Lender | Best For | APR Range | Minimum Credit Score |
| Prosper | Home Improvement | 6.95% - 35.99% | 640 |
| Discover | Long-Term Loans | 6.99% - 24.99% | 660 |
| SoFi | Excellent Credit | 4.99% - 19.63% | 680* |
| Upgrade | Fair Credit | 5.94% - 35.97% | 620 |
| Wells Fargo | Big Purchases | 5.99% - 24.49% | 660* |
The average credit score in Wyoming is 684, and getting a personal loan without an origination fee requires a score of at least 660. That means the average Wyoming resident has a good chance to qualify for a personal loan with a $0 origination fee. Personal loans with origination fees have score requirements between 585 and 660, so they’re easier to get.
Below, you can compare personal loan offers in Wyoming from our partners. It’s also a good idea to use WalletHub’s free personal loan pre-qualification tool to get a better sense of your approval odds and potential APRs with various lenders.
- Excellent
- Good
- Fair
- Bad
- No Credit/Limited History
Marcus by Goldman Sachs $5,000 Loan • 72 Months
- No Fees. Ever. We don't deduct a sign-up fee from your loan amount.
- Loans from $3,500 to $40,000 and fixed rates from 6.99% to 19.99% APR. Only the most creditworthy applicants qualify for the lowest rates and largest loans amounts. Rates will generally be higher for longer term loans.
- Tailored monthly payment options designed to fit your budget.
- Marcus is backed by over 150 years of Goldman Sachs' financial expertise.
- No origination fee, prepayment fee, or late fee - You only pay interest for the additional days.
- Discount when enrolled in Autopay.
- You may be required to have some of your funds sent directly to creditors to pay down certain types of unsecured debt.
Your loan terms are not guaranteed and are subject to our verification of your identity and credit information. To obtain a loan, you must submit additional documentation including an application that may affect your credit score. The availability of a loan offer and the terms of your actual offer will vary due to a number of factors, including your loan purpose and our evaluation of your creditworthiness. Rates will vary based on many factors, such as your creditworthiness (for example, credit score and credit history) and the length of your loan (for example, rates for 36 month loans are generally lower than rates for 72 month loans). Your maximum loan amount may vary depending on your loan purpose, income and creditworthiness. Your verifiable income must support your ability to repay your loan. Marcus by Goldman Sachs is a brand of Goldman Sachs Bank USA and all loans are issued by Goldman Sachs Bank USA, Salt Lake City Branch. Applications are subject to additional terms and conditions. Receive an APR reduction when you enroll in AutoPay. This reduction will not be applied if AutoPay is not in effect. When enrolled, a larger portion of your monthly payment will be applied to your principal loan amount and less interest will accrue on your loan, which may result in a smaller final payment. See loan agreement for details.
Marcus by Goldman Sachs $5,000 Loan • 60 Months
- No Fees. Ever. We don't deduct a sign-up fee from your loan amount.
- Loans from $3,500 to $40,000 and fixed rates from 6.99% to 19.99% APR. Only the most creditworthy applicants qualify for the lowest rates and largest loans amounts. Rates will generally be higher for longer term loans.
- Tailored monthly payment options designed to fit your budget.
- Marcus is backed by over 150 years of Goldman Sachs' financial expertise.
- No origination fee, prepayment fee, or late fee - You only pay interest for the additional days.
- Discount when enrolled in Autopay.
- You may be required to have some of your funds sent directly to creditors to pay down certain types of unsecured debt.
Your loan terms are not guaranteed and are subject to our verification of your identity and credit information. To obtain a loan, you must submit additional documentation including an application that may affect your credit score. The availability of a loan offer and the terms of your actual offer will vary due to a number of factors, including your loan purpose and our evaluation of your creditworthiness. Rates will vary based on many factors, such as your creditworthiness (for example, credit score and credit history) and the length of your loan (for example, rates for 36 month loans are generally lower than rates for 72 month loans). Your maximum loan amount may vary depending on your loan purpose, income and creditworthiness. Your verifiable income must support your ability to repay your loan. Marcus by Goldman Sachs is a brand of Goldman Sachs Bank USA and all loans are issued by Goldman Sachs Bank USA, Salt Lake City Branch. Applications are subject to additional terms and conditions. Receive an APR reduction when you enroll in AutoPay. This reduction will not be applied if AutoPay is not in effect. When enrolled, a larger portion of your monthly payment will be applied to your principal loan amount and less interest will accrue on your loan, which may result in a smaller final payment. See loan agreement for details.
Marcus by Goldman Sachs $5,000 Loan • 48 Months
- No Fees. Ever. We don't deduct a sign-up fee from your loan amount.
- Loans from $3,500 to $40,000 and fixed rates from 6.99% to 19.99% APR. Only the most creditworthy applicants qualify for the lowest rates and largest loans amounts. Rates will generally be higher for longer term loans.
- Tailored monthly payment options designed to fit your budget.
- Marcus is backed by over 150 years of Goldman Sachs' financial expertise.
- No origination fee, prepayment fee, or late fee - You only pay interest for the additional days.
- Discount when enrolled in Autopay.
- You may be required to have some of your funds sent directly to creditors to pay down certain types of unsecured debt.
Your loan terms are not guaranteed and are subject to our verification of your identity and credit information. To obtain a loan, you must submit additional documentation including an application that may affect your credit score. The availability of a loan offer and the terms of your actual offer will vary due to a number of factors, including your loan purpose and our evaluation of your creditworthiness. Rates will vary based on many factors, such as your creditworthiness (for example, credit score and credit history) and the length of your loan (for example, rates for 36 month loans are generally lower than rates for 72 month loans). Your maximum loan amount may vary depending on your loan purpose, income and creditworthiness. Your verifiable income must support your ability to repay your loan. Marcus by Goldman Sachs is a brand of Goldman Sachs Bank USA and all loans are issued by Goldman Sachs Bank USA, Salt Lake City Branch. Applications are subject to additional terms and conditions. Receive an APR reduction when you enroll in AutoPay. This reduction will not be applied if AutoPay is not in effect. When enrolled, a larger portion of your monthly payment will be applied to your principal loan amount and less interest will accrue on your loan, which may result in a smaller final payment. See loan agreement for details.
Marcus by Goldman Sachs $5,000 Loan • 36 Months
- No Fees. Ever. We don't deduct a sign-up fee from your loan amount.
- Loans from $3,500 to $40,000 and fixed rates from 6.99% to 19.99% APR. Only the most creditworthy applicants qualify for the lowest rates and largest loans amounts. Rates will generally be higher for longer term loans.
- Tailored monthly payment options designed to fit your budget.
- Marcus is backed by over 150 years of Goldman Sachs' financial expertise.
- No origination fee, prepayment fee, or late fee - You only pay interest for the additional days.
- Discount when enrolled in Autopay.
- You may be required to have some of your funds sent directly to creditors to pay down certain types of unsecured debt.
Your loan terms are not guaranteed and are subject to our verification of your identity and credit information. To obtain a loan, you must submit additional documentation including an application that may affect your credit score. The availability of a loan offer and the terms of your actual offer will vary due to a number of factors, including your loan purpose and our evaluation of your creditworthiness. Rates will vary based on many factors, such as your creditworthiness (for example, credit score and credit history) and the length of your loan (for example, rates for 36 month loans are generally lower than rates for 72 month loans). Your maximum loan amount may vary depending on your loan purpose, income and creditworthiness. Your verifiable income must support your ability to repay your loan. Marcus by Goldman Sachs is a brand of Goldman Sachs Bank USA and all loans are issued by Goldman Sachs Bank USA, Salt Lake City Branch. Applications are subject to additional terms and conditions. Receive an APR reduction when you enroll in AutoPay. This reduction will not be applied if AutoPay is not in effect. When enrolled, a larger portion of your monthly payment will be applied to your principal loan amount and less interest will accrue on your loan, which may result in a smaller final payment. See loan agreement for details.
Axos Bank $5,000 Loan • 72 Months
Axos Bank $5,000 Loan • 60 Months
Axos Bank $5,000 Loan • 48 Months
Axos Bank $5,000 Loan • 36 Months
SoFi $5,000 Loan • 72 Months
- Loans between $5k - $100k, state restrictions apply¹
- 3, 4, 5, 6, or 7 year repayment terms
- No origination fees, no prepayment penalties
- Personal loans can be used for a variety of reasons, like paying off credit card debt and investing in home improvements
- ¹SoFi Personal Loans are not available to residents of MS. Additional state restrictions may apply regarding maximum interest rates and minimum loan amounts. See SoFi.com/eligibility for more state eligibility details. Information as of April 2018 and subject to change.
SoFi $5,000 Loan • 48 Months
- Loans between $5k - $100k, state restrictions apply¹
- 3, 4, 5, 6, or 7 year repayment terms
- No origination fees, no prepayment penalties
- Personal loans can be used for a variety of reasons, like paying off credit card debt and investing in home improvements
- ¹SoFi Personal Loans are not available to residents of MS. Additional state restrictions may apply regarding maximum interest rates and minimum loan amounts. See SoFi.com/eligibility for more state eligibility details. Information as of April 2018 and subject to change.
SoFi $5,000 Loan • 36 Months
- Loans between $5k - $100k, state restrictions apply¹
- 3, 4, 5, 6, or 7 year repayment terms
- No origination fees, no prepayment penalties
- Personal loans can be used for a variety of reasons, like paying off credit card debt and investing in home improvements
- ¹SoFi Personal Loans are not available to residents of MS. Additional state restrictions may apply regarding maximum interest rates and minimum loan amounts. See SoFi.com/eligibility for more state eligibility details. Information as of April 2018 and subject to change.
SoFi $5,000 Loan • 24 Months
- Loans between $5k - $100k, state restrictions apply¹
- 3, 4, 5, 6, or 7 year repayment terms
- No origination fees, no prepayment penalties
- Personal loans can be used for a variety of reasons, like paying off credit card debt and investing in home improvements
- ¹SoFi Personal Loans are not available to residents of MS. Additional state restrictions may apply regarding maximum interest rates and minimum loan amounts. See SoFi.com/eligibility for more state eligibility details. Information as of April 2018 and subject to change.
Payoff $5,000 Loan • 60 Months
- With a Payoff Loan, you, like other Payoff Members, could raise your credit score by 40 points.
- You can consolidate all your credit card payments down to one monthly, affordable, fixed-rate payment between 5.99% and 24.99% APR.
- You WON’T pay any prepayment penalties, application fees, late fees or hidden fees. Because no one wants to do that.
- Loans for refinancing credit card debt from $5,000 to $35,000
APR (est) includes a discount ranging from .25 – 1.00% based on credit quality, term, and use of loan proceeds. This offer does not constitute a commitment to lend or an offer to extend credit. Upon submitting a loan application, you may be asked to provide additional documents to verify your identity, income, assets, or financial condition. The rate and terms you may be approved for will be shown to you during the application process. Loans subject to an origination fee, which is deducted from the loan proceeds. Refer to full borrower agreement for all terms, conditions and requirements
The best personal loans in Wyoming are from LightStream, whose loans are available nationwide and have APRs ranging from 
