Chime®

Your Chime routing number varies depending on the bank linked to your account. If your account is linked with The Bancorp Bank, your routing number is 031101279. If it's linked with Stride Bank, your routing number is 103100195.

To find out which bank provides your banking services and to get your specific routing number, you can log in to your Chime account via the Chime mobile app or at the website. Once logged in, go to the Move Money section and select Direct Deposit; your routing number and checking account number will be visible on the Direct Deposit screen.

If you need further assistance, feel free to reach out to Chime's customer support.

Yes, Chime can be considered a good option for those looking for a simple and convenient online banking experience. Chime is a financial technology company that offers the Chime® Checking Account and Chime High-Yield Savings Account with no monthly fees, early direct deposit, and a fee-free overdraft service for eligible members. It also provides access to a large network of fee-free ATMs and has automated savings tools to help users manage their finances.

However, it's important to note that...

There is no pre-set starting credit limit for the Secured Chime® Credit Builder Visa® Credit Card. The credit limit for this card depends on the money you decide to move into your Credit Builder Secured account. Chime only gives a maximum credit limit for this credit card, which is $10,000.

How the Secured Chime® Credit Builder Visa® Credit Card Credit Limit Works

Although the Secured Chime® Credit Builder Visa® Credit Card is a secured card, it doesn't require a minimum security deposit. But your spending limit equals the amount that you transfer...

To get money from your Chime® Checking Account you can go to an ATM, a bank or credit union, or get cash back at some retailers.

• ATM: Chime offers a network of over 60,000 fee-free ATMs including MoneyPass ATMs at 7-Eleven, any Allpoint or Visa Plus Alliance ATM. If you use an out-of-network ATM, there will be a $2.50 fee and potentially an additional fee from the ATM provider.
• Banks and credit unions...

To open a Chime® Checking Account, you can go online, or through the mobile app.

Once you decide on a method, follow these steps:

1. Provide Personal Information: Furnish personal details including your name, address, date of birth, Social Security number, valid ID, email address, and phone number.
2. Review and Agree to Terms and Conditions: Carefully review and agree to the terms and conditions associated with the account.

You can...

Yes, the Chime Credit Card is a secured credit card, so it requires a refundable security deposit. There is no minimum amount required, but your spending limit equals the amount that you transfer from your Chime Spending Account.

Unlike other secured credit cards, with the Chime Credit Card you can use your deposit to pay for monthly charges. Keep in mind that the Chime Credit Card can also help you build or rebuild your credit, just like an unsecured credit card. This card reports...

If Chime denies your dispute claim, here are some steps you can take:

• Request a Review: Ask Chime to review their decision. Provide any additional evidence or documentation that might support your claim.
• Contact the Merchant: Reach out to the merchant directly and try to resolve the issue. If you believe the merchant is responsible for the dispute, you can provide them with a copy of your dispute letter to...

Chime does not charge foreign transaction fees. This means you can use your Chime debit card to make purchases in foreign countries without incurring an additional fee on top of the exchange rate.

However, be aware that if you use an out-of-network ATM while traveling, there is a $2.50 ATM fee. For the most up-to-date information, you can visit Chime's official website.

The only way to apply for the Secured Chime® Credit Builder Visa® Credit Card is online, and you can get to the online application by clicking the “Learn More” button on WalletHub or by going directly to Chime's website. 

Keep in mind that the Secured Chime® Credit Builder Visa® Credit Card requires [cc-min-credit-required-editorial id="3286"] credit, which means you need a [cc-min-credit-score id="3286"]+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily hurt your credit score. So, it's good...

You can transfer money from your Chime® Checking Account to another bank online or at the mobile app. Here's how you can do it:

1. Tap Move Money.
2. Tap the Transfer money button to go to the Transfer screen.
3. Select your account from the dropdown under To.
4. Select Link a New Account.
5. Select Bank Account.
6. Tap Continue and follow the instructions.

Once you've completed these steps, your external account...