Adam McCann, Financial Writer
@adam_mcan
The only way to apply for the Secured Chime® Credit Builder Visa® Credit Card is online, and you can get to the online application by clicking the "Learn More" button on WalletHub or by going directly to Chime's website.
Keep in mind that the Secured Chime® Credit Builder Visa® Credit Card is available to people with bad credit. Also note that applying for the card triggers a hard inquiry, which may temporarily hurt your credit score. So, it’s good to know what your chances are before applying. You can check your credit score for free here on WalletHub.
How to Apply for the Secured Chime® Credit Builder Visa® Credit Card Online
- Go to the application page on Chime's website or click the "Learn More" button on sites like WalletHub to be taken there.
- Read over the terms and conditions of the card to make sure you understand how the card works before you apply.
- Fill in the requested personal information such as your name, address, phone number, SSN or ITIN, and date of birth.
- Fill in the requested financial information such as your income, sources of income, employment status and housing status.
- Authorize Chime to do a hard pull of your credit report, which will help them evaluate if you are qualified to get the card.
- Double check to make sure the application is complete and all the information is accurate.
- Submit the application.
After you’ve submitted your Secured Chime® Credit Builder Visa® Credit Card application, you may receive a decision right away, or it could take up to 30 days If approved, you’ll get your new card in the mail within 7 - 10 business days.
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