There is no pre-set starting credit limit for the Chime Credit Card. The credit limit for this card depends on the money you decide to move into your Credit Builder Secured account. Chime only gives a maximum credit limit for this credit card, which is $10,000.

Here's how the Chime Credit Card credit limit works:

Although the Chime Credit Card is a secured card, it doesn't require a minimum security deposit. But your spending limit equals the amount that you transfer from your Chime Spending Account to your Credit Builder Secured account.

Keep in mind that the minimum amount you can deposit to your Chime Spending Account is $200.

Ultimately, it is worth noting that Chime allows you to increase your security deposit for a higher credit line. You can move money to your Credit Builder Secured account whenever you want.

Yes, the Chime Credit Card is a secured credit card. This means that this card requires a refundable security deposit. There is no minimum amount required, but your spending limit equals the amount that you transfer from your Chime Spending Account. So, it would be best to add a...

You can change the PIN on your Chime Credit Card by calling customer service at (844) 244-6363. Just be sure to have your credit card nearby because you'll be asked for your card information.

It is worth noting that Chime Credit Card doesn't charge you interest or fees...

Yes, you can use your Chime Credit Card anywhere Visa is accepted.

The good news is that it comes with a 0% foreign transaction fee, which makes it an excellent companion for traveling abroad, or for shopping online.

You cannot get a Chime Credit Card cash advance, because it's not available on this credit card yet.

Cash advances aren't a good idea, anyway. They have a high APR and charge a cash advance fee, as well as ATM fees in some cases. So my advice is to avoid...

The easiest way to check your Chime Credit Card balance is either through your online account or the Chime mobile app. Alternatively, you can check your balance by calling customer service at (844) 244-6363 or on the monthly statements Chime sends to you via email.

How to Check...

No, the Chime Credit Card does not do a hard pull on your credit report when you apply. As a matter of fact, the card does no credit check at all when you apply, so the specifics of your credit history will not prevent you from being approved.

Not...