Central Insurance Companies Review
Central Insurance Companies is an above-average car insurance company, given its low premiums and strong customer service. Central Insurance’s NAIC rating is 0.5, which means it has fewer customer complaints than the average competitor, adjusted for size.
Central Insurance Companies insurance is available in 24 states including: Georgia, Illinois, New York, and Texas.
Central Insurance Companies Ratings
- Reviews on WalletHub: 3.2/5
- NAIC: 0.5
- BBB: A+
- AM Best: A
Central Insurance has not been accredited by the Better Business Bureau.
Central Insurance Companies Auto Insurance Review Highlights
Top Discounts – paid in full discount, customer loyalty discount, and vehicle safety features discount.
Basic Coverage Options – Bodily injury liability, property damage liability, personal injury protection, medical payments, comprehensive, collision, and uninsured/underinsured motorist.
Extra Coverage Options – towing, transportation expenses, and loan/lease gap coverage.
Central Insurance Companies Home Insurance Review Highlights
Central Insurance Companies offers basic homeowners insurance policies, as well as coverage for condos and renters.
A homeowners insurance policy from Central Insurance Companies protects your home and personal belongings from a variety of damage-causing risks. Central Insurance Companies homeowners policies provide additional coverage for replacement costs of personal belongings and rebuilding your home, additional living expenses, equipment breakdown, utility line, and water backup, among others. Their policies also cover medical bills and legal fees in case a guest gets hurt or their property is damaged at your home.
For condo owners, an insurance policy from Central Insurance Companies will cover loss assessment, property damage, personal injury liability, water back up, and more. Lastly, Central Insurance Companies offers renters insurance, which covers broad cause of loss protection, personal injury liability, up to $10,000 in coverage for lost, stolen or misplaced jewelry, watches and furs, water back up coverage, and more.
Overall, Central Insurance Companies has reliable property insurance options for a variety of situations.
Bottom Line: Is Central Insurance a Good Option?
Central Insurance Companies is an above average insurance company, given its competitive pricing and low number of customer complaints. Central Insurance Companies’ most notable insurance options include auto, homeowners, and business policies.