Grange Insurance

Grange has a rating of 1.22 from he National Association of Insurance Commissioners (NAIC), meaning it has more customer complaints than the average insurer its size. Consumers often note that Grange has good customer service and middle-of-the-road pricing.

Grange Insurance Ratings

• A.M. Best: A
• J.D. Power: 4.2
• NAIC: 1.22
• BBB: A+
• Average User Rating on WalletHub: 4.1/5

To learn more, check out Grange reviews and key company info.

To cancel Grange insurance, the policyholder must contact their independent agent. The cancellation can be arranged for a future date or set to take effect immediately. You will need your name, policy number, and the date you want your policy to end. If you've already paid your premium for the policy period in full, Grange will refund the unused portion, minus any cancellation fees.

It's important to remember that you don't need to cancel your policy just because you're going through some life changes. For example, you should have Grange update your mailing address or vehicle information if you're moving or buying a new car.

If you're canceling your current policy in order to switch to another company, be sure to activate your new policy before canceling the old one. This prevents a lapse in coverage, which would lead to higher premiums in the future.

Grange uninsured motorist insurance covers the policyholder after an accident caused by an uninsured driver. Depending on the policy details, Grange uninsured motorist insurance can include bodily injury and property damage coverage for accidents with uninsured drivers. It may also cover damage after a crash caused by an underinsured motorist, which is a driver whose policy limits are not high enough to pay for all the resulting expenses.

Uninsured motorist (UM) insurance from Grange varies depending on the state. Some form of UM coverage is required in 22 states and the District of Columbia, and it's available in many others. Uninsured motorist bodily injury coverage (UMBI) is required more often than uninsured motorist property damage coverage (UMPD), since UMPD overlaps with collision insurance.

To see if your Grange policy includes uninsured motorist coverage, you can check your policy details or call customer service at (800) 422-0550.

Yes, Grange offers a defensive driving course discount, but only in states that legally mandate it. Thirty-four states and the District of Columbia require insurance companies to provide a defensive driving discount to eligible drivers, though exact discount amounts and requirements vary.

If Grange does not offer a defensive driving discount in your state, you should still consider taking a course. By going to traffic school, you can learn how to better avoid at-fault accidents and moving violations, which would increase your Grange premium. In some states, defensive driving courses can even reduce points on your license or prevent a moving violation from going on your record.

Grange also offers a good driver discount for drivers who stay accident and violation-free for a certain period of time, so learning more about safe driving could help you save long-term.

To learn more, check out WalletHub's guide to Grange discounts.

A Grange umbrella policy covers claims beyond the limits of an existing auto or home insurance policy, adding an undisclosed amount in additional liability coverage. Grange umbrella insurance may also cover claims that aren't covered by a standard liability policy, like slander, libel, and psychological harm.

What Grange Umbrella Policies Cover

• Liability coverage for claims that may not be covered by your auto or home policy
• Personal injury coverage for claims of libel, slander, false arrest, character defamation and mental anguish
• Legal expense coverage for attorney fees and bills associated with claims

Grange's umbrella policies are a good choice for customers with a high net worth who want extra coverage for property damage, injuries, and possible lawsuits that could result from various types of incidents. To be eligible, you will also need a home or auto policy from Grange.

You can get a quote for Grange umbrella insurance by calling 1-800-422-0550.

To learn more, check out reviews and key information about Grange on WalletHub, as well as our guide to umbrella insurance.