Michigan Insurance Company

34 Reviews

We are a property and casualty insurance company that provides full lines of personal and commercial insurance products through independent agencies in the State of Michigan. We are a member company of the Donegal Insurance Group, a family of property and casualty insurance companies that operates across multiple regions of the United States. Since... show more

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Michigan Insurance Company Reviews

The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 02/03/2023.

2.4

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WalletHub
February 3, 2023 • @WalletHub

editor's review

Michigan Insurance Company Review

Michigan Insurance Company is a below average car insurance company, given the combination of its mediocre customer reviews and limited availability (only in Michigan).

Michigan Insurance Ratings

Reviews on WalletHub: 2.4/5
BBB: A+
AM Best: A
NAIC: 1.05

Michigan Insurance Company has not been accredited by the Better Business Bureau.

Michigan Auto Insurance Review Highlights

Top Discounts – multi-car discount, multi-policy discount, and driver training discount.

Basic Coverage Options – Bodily injury liability, property damage liability, personal injury protection, medical payments, comprehensive, collision, and uninsured/underinsured motorist.

Extra Coverage Options – rental reimbursement, and towing and labor coverage.

Michigan Home Insurance Review Highlights

Michigan Insurance Company offers basic homeowners insurance policies, as well as coverage for dwelling fire coverage for home and renters.

A homeowners insurance policy from Michigan Insurance Company protects your home and personal belongings from damage caused by a variety of covered risks. Michigan Insurance Company homeowners policies provide additional coverage for garages and other buildings on the property, household and personal possessions, additional living expenses, personal liability and medical payments, among others. Their policies also cover medical bills and legal fees in case a guest gets hurt or their property is damaged at your home.

Overall, Michigan Insurance Company has reliable property insurance options for a variety of situations.

Bottom Line: Is Michigan Insurance Company Insurance a Good Company?

Michigan Insurance Company is a below average insurance company, given its average customer reviews and low availability. Michigan Insurance Company’s most notable insurance options include auto, home, and umbrella policies.

Product: Michigan Insurance Company Car Insurance

Comment

Brad Root
January 24, 2013 • @rootbar86

Pricing was great, but customer service was atrocious. Last summer we did quite a bit of work on the house, and I replaced part of the roof because that section was starting to get beat up by the weather a bit. They came and did a random inspection and gave us a list of things that needed to be replaced/fixed, and the majority I absolutely agreed with but then they said the roof also needed to be replaced. Long story shortened a bit, the roof didn’t get replaced, they threatened to drop us from coverage, and then instead of dropping us they increased the monthly price by $30. A roofer looked at the roof and said it didn’t looked in as bad of shape as they made it sound, and the cost to replace the roof was $10,000 upwards, so we took the increase and stayed with the company for the rest of the year.

Product: Michigan Insurance Company Home

Comment

Christine Harris
January 10, 2013 • @charris84

I had insurance through Michigan Insurance Company, which I got through the BKC agency while I was married. I went there because that's where my in-laws had their insurance through and they gave BKC glowing reviews. BKC ran my info and matched me up with Michigan Insurance Company. It was a full coverage policy, but still, it always seemed really expensive to me. Later on when I switched companies, I was surprised to find out how much more I had been paying through Michigan Insurance, and how much money I could have been saving somewhere else. They don't give most of the discounts that other agencies do. Plus, when I got divorced and I went to cancel my policy through them, their customer service department made it extremely difficult. They wanted my ex-husband to go down there and sign off on cancelling the policy, when he wasn't even part of the policy (he was an excluded driver because he didn't even have a license, and the insurance wasn't even in his name). I will never be a customer of theirs again.

Product: Michigan Insurance Company Car Insurance

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Michigan Insurance Company Offers

Boat Insurance

Business Insurance

Car Insurance

Commercial Auto

Home Insurance

Identity Theft Insurance

Personal Articles

Professional Liability Insurance

Renters Insurance

Umbrella Insurance

Workers Compensation

Michigan Insurance Company Q&A(1 question)

What investment grade rating does Hanover Insurance Co. have

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Michigan Insurance Company Contact

Visit Website

Main number: 888-606-6426

1700 East Beltline NE, Suite 100, P.O. Box 152120

Grand Rapids, MI 49515

Local Michigan Insurance Company agents:

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