Continental Finance
Excellent for building credit. Great customer service experience. I Highly recommend this card looking forward to building a great relationship .
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Product: Continental Finance Credit Cards
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Continental Finance
Founded in 2005, Continental Finance Company ("CFC") is one of America's leading originators of credit cards for consumers with less-than-perfect credit. The company specializes in providing credit products and services to consumers who are largely overlooked by traditional credit card issuers and local banks. As a consumer finance company, with a state of the art consumer lending platform, we are able to provide a variety of services to our customers when other financial institutions will not accommodate them.
Since the Company's founding, CFC has prided itself on its corporate responsibility to its customers in terms of a strong customer support program, fair treatment, and responsible lending.
Continental Finance Reviews
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Continental Finance
I have only had the Surge Mastercard for 1 month. The only thing I don't like about it at this time is the hold on payments. It would be better if I could use my bank debit card to make payments so that there would not be a hold.
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Continental Finance
I had bad credit and got a $750 credit limit..used card and paid on time 20 months later my credit limit is up to $1650.. great card for rebuilding credit.
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Continental Finance
They are very helpful to answer any questions that I may have. An they gave me credit when others wouldn't. They also gave me a limit that would help my credit grow
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Continental Finance
99 dollar annual fee...plus if you are with them over a year, they start charging 10 dollars maintenance fee each month. So, in clear terms, they punish you for doing business with them for over a year. It should be rewarding loyal customers....not punishing. Closing the account asap
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Product: Continental Finance Credit Cards
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They reduced mine to $3.00 ankeep this d gave me a way higher limit. Talk to them. I will only keep this card until I get better ones that I actually want. They aren't the worst by any means.. Try Credit one. Now they are horrible!1
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Continental Finance
New beginning it's great! New lease on life . . . make better decisions. . .allows for spending leverage for emergencies . . . . .
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Product: Continental Finance Credit Cards
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Continental Finance
This card is listed as an option for people with bad credit. Even though I have 2 years of perfect payment history I was still declined. Thanks for the 3 point ding on my credit score. Not even remotely cool.
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Product: Continental Finance Credit Cards
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Continental Finance
This card is a good start for building credit. Yes the upfront fee sucks but what do you expect? I got a 400 credit limit and was able to get a card for my husband to let him piggyback and boost his credit also. It's good for what it's good for. Just keep it paid and there are no issues. Not sure why people complain. Clearly you have bad credit or no credit so don't expect a miracle or a zero interest credit card with a high limit.
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Product: Continental Finance Credit Cards
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Continental Finance
It's a fine card to help rebuild your credit, with a $500 credit limit and no downpayment. I am having no problems with payment or customer support
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Product: Continental Finance Credit Cards
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Continental Finance
So far so good. I have another card issued by Continental Finance and the only area that I have any issues with is how long it takes for the payment to release back into the credit limit. Takes about 7-8 days. Although not really an issue for me because I do not need the credit availability the minute I pay the payment. The other item is that it only allows you to do 2 payments in a cycle. I try to pay my balances off every month so have to get use to the payment times. I was approved for 400 on the other card and 500 on the Reflex immediately upon application, so process was easy. This will be the last card I add for a while as I have a total of 7 MC and Visa's now and my Fingerhut account trying to build credit. Started out with 300.00 CL in August and now between all cards I am at 3200.00. Will work on getting higher CLI's on existing cards the next 12 months.
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Product: Continental Finance Credit Cards
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Continental Finance Q&A (97 questions)
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How can I pay my Surge Credit Card?
13
UpvotesReply
Leon Denerus
@Leo.DC
You can submit a Surge credit card payment from your account online. Or, you can pay your Surge credit card bill by phone, at 1-800-518-6142. Phone payments can be made from 7 am to 10 pm ET Mon–Fri, and 8 am to 4 pm on Saturday.
Surge card payments can also be sent by mail. Mail a check, along with the payment coupon from your monthly statement, to: Surge Card, P.O. Box 6812, Carol Stream, IL 60197-6812.
How do I check my Surge Credit Card application status?
7
UpvotesReply
Jerry Rhodes
@jrhodes
To check your Surge Credit Card application status, call the issuer's customer service department at 866-449-4514. However, in most cases, you can expect a decision almost immediately right through the website, with a letter to follow within a few days.
There is no online tool to check your application status but you can use the Continental Finance portal to make online payments on your account as well as choose to receive electronic statements.
How can I reach the Surge Credit Card customer service?
7
UpvotesReply
Paula Cooper
@paula1000
You can reach the Surge Credit Card customer service at 1-866-449-4514 or from your online account.
Ultimately, you could send them a mail to:
Surge Card
P.O. Box 3220
Buffalo, NY 14240-3220
For any specific inquiries, you can find other contact numbers and addresses here.
How can I reach the Reflex Credit Card customer service?
4
UpvotesReply
KEYAIRA SUTTON
@keykey
You can reach the Reflex Credit Card customer service at 801.363.6500.
Alternatively, you can email them at [email protected] or send a fax at 801.303.1900.
The mail address for the corporate headquarters is 268 South State Street, Suite 300, Salt Lake City, Utah 84111.
Is the Surge Credit Card a secured card?
5
UpvotesReply
RODNEY BENNETT
@rodneyben
The Surge credit card is not a secured card, so you're not required to put down a security deposit.