Ocean Harbor Casualty Insurance Company, founded in 1986, is a home and auto insurer focused on business in the Northeast, Southeast, Mid Atlantic and Gulf states. Their focus is on offering coverage in areas where there is a need, such as coastal areas where major carriers are reducing their exposure.
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Ocean Harbor Insurance Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 01/27/2023.
1.0
67 reviews
from WalletHub and across the web
67 reviews from WalletHub and across the web
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Ocean Harbor Insurance
Jeff Toussaint @avocadoez19
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1 Star Rating
Don’t ignore the reviews please, I was warned the first day when I told someone what insurance I had, I gave them the benefit of the doubt before they charged me 11 days early from my card money I did not even have I don’t know how or why they are still in business this got to stop if someone can do something about this
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Ocean Harbor Insurance
Anigabi3 @Anigabi3
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1 Star Rating
I've been waiting for an adjuster over a month now. No one calls back, everyone who's dealing with my case makes a mistake. I'm sick and tired of waiting!!!!!
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Ocean Harbor Insurance
E3mail5me @E3mail5me
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1 Star Rating
Was given this insurance when buying my car and told I could switch it later. Switched to usaa after about a week. Payment would have been over 300$ a month when all other companies were offering similar or more coverage for around 100-200$. Charged 400$ to cancel, threatened with collections the very first time they informed us of our bill (not sure how we owed 400$ for 1 week of coverage if 1 month would have been 300$). Dealing with this company is also a nightmare. Good luck finding any numbers for anything other than setting up insurance or making a claim. Would give negative stars if possible. Steer clear of this insurance company if at all possible.
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Ocean Harbor Insurance
shakevajackson @shakevajackson
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1 Star Rating
5/10/2022 their policyholder rear ended me which caused my car to hit a truck in front of me. I’ve been waiting on a “estimate” until yesterday they told me my car is deemed a total loss and they’ll pay me $533 if I give them my car . They totally lied from the start . They said they would take care of the damages done to my car and now nothing . They need to shut this company down.. they are crooks ! STARS -0
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Ocean Harbor Insurance
Shiitheentertainer @Shiitheentertainer
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1 Star Rating
DO NOT RECOMMEND. THEY ARE A TOTAL RIP OFF. THEY NEVER ANSWER THE PHONE. ITS NOT WORTH A DIME OF YOUR MONEY. IT TOOK 2months TO GET MY CAR FIXED!
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Ocean Harbor Insurance
Hgitranscorp @Hgitranscorp
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1 Star Rating
This is the worst company in the world, one of its policyholders caused the accident, since August 2021 I still have not been compensated with the damages that your client caused, I do not understand how the government allows companies like these to exist
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Ocean Harbor Insurance
burch_tarnecia @burch_tarnecia
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1 Star Rating
Been waiting on an adjuster to call us for weeks now to go look at our car for repairs! No one return any calls from this Company.
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Ocean Harbor Insurance
michelleattoeslp @michelleattoeslp
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1 Star Rating
0 Stars. Police report stated their policy holder was at fault for accident but it's been 3 months and they have not even had an adjuster look at the damage. They are not returning our calls anymore. Horrible!!!
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Ocean Harbor Insurance
alainyvanes @alainyvanes
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1 Star Rating
If you have this insurance company. If you have to deal with this insurance company. Because of someone who hit you. Or as your own insurance company . My heart goes out to you. They will dismiss you. They will ignore you. They will avoid you. They will lie to you. They will take the maximum amount of time and then some to reimburse you. You will suffer for being affiliated with them. And you will regret. You will be angry. You will be treated unfairly.
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Ocean Harbor Insurance
rolando_k818 @rolando_k818
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1 Star Rating
I have been trying to contact the insurance more than 20 different days between January and April 2021, to get updates about my claim. Nobody in the customer service was able to provide me any information, or just did not see the claim, and nobody in the claim department was picking up the phone DURING THESE 20 DAYS DURING BUSINESS HOURS!!! I left voicemails and email with NO RESPONSE. I have not received any letter concerning the claim. They have put me on a phone call loop where nobody knows about the claim. Good luck having such "insurance" to help you during difficult times. Give yourself a favor and take more reputable insurance like Geico.
Ocean Harbor Insurance does not disclose a general phone number policyholders can contact in order to speak to a representative. The company instead opts to provide a specific phone number for each region it operates in, to ensure the representative answering your call will be knowledgeable when it comes to specific state laws or other region specific situations.
Ocean Harbor does not disclose whether they accept partial payments for car insurance on their website. The company also does not offer insurance through their own agents, it instead uses independent agents from the insurance agencies listed on their website. Since insurance agencies can vary on their payment policies, it's best to contact the agency handling Ocean Harbor policies in your state.
Generally however, insurance companies will offer a variety of payment plans that can range from monthly and quarterly to yearly or even twice per year.
