Compare Alliant Credit Union Savings Accounts
Please find below savings accounts offered by Alliant Credit Union.
Alliant Credit Union • 1 Year CD
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $1,000 - $75,000 | 4.10% |
| $75,000+ | 4.15% |
- Minimum to Open: $1,000
Additional Info
- Low minimum deposit of only $1,000; no maximum
- Jumbo certificates may be available for a higher rate if you deposit $75,000 or more
- Choose from a variety of maturity dates including 12-month and 60-month terms
- Dividends compounded every month and at maturity
- Funds are insured up to $250,000 by NCUA
Alliant Credit Union • 5 Year CD
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $1,000 - $75,000 | 3.65% |
| $75,000+ | 3.70% |
- Minimum to Open: $1,000
Additional Info
- Low minimum deposit of only $1,000; no maximum
- Jumbo certificates may be available for a higher rate if you deposit $75,000 or more
- Choose from a variety of maturity dates including 12-month and 60-month terms
- Dividends compounded every month and at maturity
- Funds are insured up to $250,000 by NCUA
Alliant Credit Union • 18 Month CD
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $1,000 - $75,000 | 3.60% |
| $75,000+ | 3.65% |
- Minimum to Open: $1,000
Additional Info
- Low minimum deposit of only $1,000; no maximum
- Jumbo certificates may be available for a higher rate if you deposit $75,000 or more
- Choose from a variety of maturity dates including 12-month and 60-month terms
- Dividends compounded every month and at maturity
- Funds are insured up to $250,000 by NCUA
Alliant Credit Union • 2 Year CD
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $1,000 - $75,000 | 3.60% |
| $75,000+ | 3.70% |
- Minimum to Open: $1,000
Additional Info
- Low minimum deposit of only $1,000; no maximum
- Jumbo certificates may be available for a higher rate if you deposit $75,000 or more
- Choose from a variety of maturity dates including 12-month and 60-month terms
- Dividends compounded every month and at maturity
- Funds are insured up to $250,000 by NCUA
Alliant Credit Union • 3 Year CD
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $1,000 - $75,000 | 3.60% |
| $75,000+ | 3.70% |
- Minimum to Open: $1,000
Additional Info
- Low minimum deposit of only $1,000; no maximum
- Jumbo certificates may be available for a higher rate if you deposit $75,000 or more
- Choose from a variety of maturity dates including 12-month and 60-month terms
- Dividends compounded every month and at maturity
- Funds are insured up to $250,000 by NCUA
Alliant Credit Union Kids Savings Account
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0 - $100 | 0.00% |
| $100+ | 3.10% |
- Minimum to Open: $5
Additional Info
- High-rate savings account with interest rate 15x higher than most banks.
- The Alliant Kids Savings Account is perfect savings account for kids 12 and younger.
- Alliant Credit Union pays the $5 initial deposit to get your child started!
- Joint ownership for parents, grandparents or guardian (joint owner must be an Alliant member)
- When your child reaches the age of 13, they will be eligible to apply for the Teen Checking account. Their Alliant Kids Savings Account will remain as a savings account, and any funds in the account will remain in the account unless or until they withdraw or transfer them.
- Federal regulations limit pre-authorized withdrawals to 6 per month per savings account
Alliant Credit Union High-Rate Savings
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0 - $100 | 0.00% |
| $100+ | 3.10% |
- Minimum to Open: $5
Additional Info
- Earn more with 3.10% APY (that’s 15x the bank industry average!)
- Conveniently manage your money via Alliant Mobile Banking, Alliant Online Banking or one of 80,000+ in-network ATMs
- Just $5 initial deposit required — and Alliant Bank will pay it for you!
- The minimum balance to keep your savings account open is $5
Alliant Credit Union Savings Accounts Reviews
What's Your Rating?
Alliant Credit Union Savings Accounts Q&A
Get answers to your questions about Alliant Credit Union Savings Accounts below. Editorial and user-generated content is not provided, reviewed or endorsed by this issuer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
- Most Popular
- Most Upvotes
How can I build a CD ladder with Alliant Credit Union?
To build a CD ladder with Alliant Credit Union, start by deciding how much money you want to invest. Be sure to use funds you can afford to lock away for varying periods, beyond your emergency savings.
Next, choose the number of “rungs” for your ladder. More rungs provide more frequent access to funds but may require greater management. Alliant Credit Union offers CD terms ranging from three months to five years, with a minimum opening deposit of $1,000.
To open a CD with Alliant Credit Union, you'll need to meet its eligibility criteria. Then, you can apply online and provide your personal information, including your name, address, date of birth, Social Security number, valid ID, email address, and phone number.
For the most up-to-date information, visit Alliant Credit Union's website or contact their customer service at (800) 328-1935.
You can check the best CD rates available for you to make sure that whatever decision you go for really fits your goals.
What is the Alliant Credit Union savings account maximum balance?
Alliant Credit Union does not impose a maximum balance on its savings accounts, allowing you to deposit and hold as much as you like without restrictions from the credit union.
However, funds are federally insured up to $250,000 per account by the NCUA. For the most up-to-date information, visit Alliant Credit Union's website or contact their customer service at (800) 328-1935.
You can check the best savings accounts available to ensure that whatever decision you go for really fits your goals.
When does interest begin to accrue?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub, we try to list as many credit card offers as possible and currently have more than 1,500 offers, but we do not list all available offers or financial service companies.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best credit card picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any issuer, as our editors follow a strict editorial policy.
WalletHub is not a financial advisor. Our goal is to provide you with top-notch content, data, and tools. You are responsible for deciding what financial products and providers are best for your needs.
Irrespective of whether an institution or professional is a paid advertiser, the presence of information on WalletHub does not constitute a referral or endorsement of the institution or professional by us or vice versa.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.



