Can one person open a joint checking account without the other present? This question is about Joint Bank Accounts: How They Work & How To Open One

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Can one person open a joint checking account without the other present?

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This question is about Joint Bank Accounts: How They Work & How To Open One

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Alexandra Barring, Banking Moderator

@alexandra • 03/02/22

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One person cannot open a joint checking account without the other person present, if the account is opened at a branch. If you open the account online, one person alone can do this. However, they will need to provide personal information, such as social security number and ID, for both account owners.

This answer was first published on 03/02/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Can one person open a joint checking account without the other present?

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