Alexandra Barring, Banking Moderator
@alexandra
The Direct Express card does not have a daily, weekly, or monthly withdrawal limit. However, the ATM or retailer you are using to get cash may have a limit on the amount of cash you may withdraw per transaction, per day, or both. Plus, the amount of cash you can withdraw from your Direct Express card is limited to the account’s balance.
Prepaid debit cards can be used in two ways: to make purchases or to withdraw cash from a bank teller, cashier, or ATM. You can spend the full balance of your prepaid card without ever touching cash, but if you do find yourself in need of cash, you can withdraw it from your prepaid card.
How to Withdraw Money From Your Direct Express Card
- Visit a bank or credit union. Take your Direct Express card to your local bank or credit union, and you should be able to get cash by speaking to a teller.
- Withdraw money from an ATM. The Direct Express card charges a $3 fee to withdraw money from an out-of-network ATM, in addition to any fees charged by the ATM’s operator. It may be difficult to withdraw your full Direct Express card balance from an ATM, since most ATMs limit cash withdrawals to multiples of $20, $10, or, rarely, $5.
- Get cash back from a retail store. When you make a purchase using your Direct Express card and PIN at a retail store, you have the option to get cash back, effectively turning the cashier into a free ATM. The retailer may limit the amount of cash back they will give to customers who make debit purchases. In addition, it may be difficult to withdraw your full balance this way, since cash back is usually only offered in denominations of $20 or $10. There is no fee for this service.
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