How can I use my debit card without a physical card?

You can use your debit card without having the physical card by utilizing a virtual debit card or adding your card details to a digital wallet.

• Digital Wallets: These are the most common option. They allow you to store your debit card information securely on your phone or other device. Popular options include Apple Pay, Google Pay, and Samsung Pay. Once your card is set up in the digital wallet, you can use it to make contactless payments at stores and online retailers that accept them.
• Virtual Cards: Some banks offer virtual cards. These are essentially temporary card numbers linked to your debit account but without a physical card. You can use them for online purchases or phone orders where the card number is needed but contactless payment isn't an option. Be sure to check with your bank to see if they offer virtual cards and how to create one.

To use a digital wallet, you'll need a compatible phone or device and the corresponding digital wallet app. For virtual cards, you'll need to check with your bank's specific process for creating and using them.

Remember to keep your card details secure and monitor your bank statements regularly for any unauthorized transactions. If you suspect fraudulent activity, contact your bank immediately.