Maria Adams, Credit Cards Moderator
@m_adams
Yes, Capital One does offer lost luggage reimbursement with some of its credit cards. One of the best Capital One cards that offer this benefit is the Capital One Venture X Rewards Credit Card. This card helps you repair or replace your luggage, and the personal belongings contained within if your bag is lost or damaged during a covered trip. For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
Keep in mind that, to be eligible to file a Capital One credit card lost luggage reimbursement claim, you’ll need to pay for your travel using your eligible Capital One card.
Notable Capital One Cards that Offer Lost Luggage Reimbursement
- Rates & Fees Big-Spenders: Capital One Venture X Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Big-Spenders: Capital One Venture X Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Big-Spenders: Capital One Venture X Rewards Credit CardLearn MoreLearn More
- Rates & Fees Travel Rewards: Capital One Venture Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Travel Rewards: Capital One Venture Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Travel Rewards: Capital One Venture Rewards Credit CardLearn MoreLearn More
- Rates & Fees Cash Back: Capital One Quicksilver Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Cash Back: Capital One Quicksilver Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Cash Back: Capital One Quicksilver Cash Rewards Credit CardLearn MoreLearn More
- Big-Spenders:
- Travel Rewards:
- Cash Back:
Exclusions and coverage limits apply to each card’s lost luggage reimbursement benefit. So, make sure to check your Capital One card’s guide to benefits for more details.
If you are a frequent traveler, feel free to take a look at our editors’ latest picks for the best credit cards with travel insurance and best travel credit cards on the market to weigh your options.
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The benefits of Capital One credit cards include several types of travel insurance, cell phone protection, and price protection. These benefits are mostly found on the top-tier Capital One credit cards, though many more Capital One credit cards have Rental car insurance and emergency card replacement. To know which perks are included on a specific card, you’ll need to call customer service at the number on the back of your card or check the Capital...
read full answer by Chip Lupo, Credit Card WriterWhats the best Capital One travel card?
The best Capital One travel card is the Capital One Venture Rewards Credit Card (see details, rates & fees) because it offers 75,000 miles for spending $4,000 on purchases within 3 months from account opening. This card also gives 5 miles per $1 spent on hotels, vacation rentals and rental cars booked through Capital One Travel, 5 miles per $1 spent on Capital One Entertainment purchases through 12/31/25, as well as 2 miles per $1 on all other purchases. However, there are several good Capital One credit cards for travel to choose from.
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In a sense, every Capital One credit card is a good travel card. Capital One is one of just a few credit card companies that have $0 foreign transaction fees on all their cards.
Plus, Capital One’s travel...
read full answer by Maria Adams, Credit Cards ModeratorDoes Capital One Venture have a free checked bag benefit?
No, Capital One Venture doesn’t have a free checked bag benefit. But it’s still a good travel rewards card offering benefits like travel accident insurance or rental car insurance. And you can redeem your miles for airline purchases that can also include baggage-check fees.
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