How do I check my ABOC Platinum application status?

It can take anywhere from less than a minute to a few weeks to get approved for a credit card. The amount of time depends on how you apply, how good your credit is relative to the requirements of the card, and whether the issuer can immediately verify your information. You could be instantly approved if you apply online and are obviously qualified. But if you don’t get instant approval, it’ll typically take at least 7-10...

Yes, you can use a credit card before it arrives in the mail, but only with certain cards. If you want to use a credit card early, you must either have an American Express or Capital One card or one of a handful of other offers, including the Apple Card, and some store credit cards.

Types of Credit Cards You Can Use Before Arrival

1. Cards from certain issuers
   
   If you need to start using...

The minimum credit score for most credit cards is 640-700+, but you can get some cards with bad credit or no credit score at all. Some credit card companies won’t even check your credit history when you apply, making it easy to get approved as long as you have enough income to afford the monthly bill payments.

But there is a difference between getting approved for a credit card in general and getting one...