John Miller, Credit Cards Moderator
@john_miller
You can get approved for the Ally Platinum Mastercard® even with a credit score of 500. That means people with bad credit also have a shot at getting this card. It’s worth noting that the Ally Platinum Mastercard® accepts people with limited credit, too.
You should note that while the credit score requirements are lenient, there are plenty of other things that will impact your chances of being approved for the card. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
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