Adam McCann, Financial Writer
@adam_mcan
A Barclays credit balance refund is a reimbursement for paying more than the total balance owed on a Barclays credit card. For example, a cardholder who has a balance of $500 but pays $600 can get a credit balance refund of the $100 that they overpaid.
Cardholders can request a Barclays credit balance refund by phone 1-877-523-0478 or by sending a written request to:
Card Services
P.O. Box 8746
Wilmington, DE 19899-8746
Barclays cardholders can get a credit balance refund in the form of a check.
Keep in mind that you are not required to request a credit balance refund if you overpay your Barclays credit card. You will have a negative balance on your account, so your future purchases will be credited until the balance is back to zero. If you maintain a negative credit balance for six months, Barclays is required to offer you a refund.
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