Theo Frank, WalletHub Credit Card Analyst
@frankth19
You can get a Blue Cash Preferred cash advance at participating ATM locations worldwide that accept American Express cards. You will need the Blue Cash Preferred and the PIN (Personal Identification Number) you received when you opened the account. You can view or change your PIN under the “Card Management” section of your online account. If do not have access to your PIN, call customer service at (800) 227-4669 to request a new one.
Here is what you need to know about Blue Cash Preferred cash advances:
- How to get one: Use your card to withdraw cash from one of the participating ATMs worldwide. You will have to use your designated PIN. You can see your PIN or change it in the Card Management section of your online account. If you do not see your PIN or haven’t received one, you can request one at (800) 227-4669.
- Cash advance APR: 29.24% (V). Keep in mind that unlike regular purchases, your cash advances accrue interest immediately, with no grace period.
- Cash advance fee: Each cash advance is subject to a fee of 5% (min $10).
- Cash advance limit: American Express assigns you a cash advance limit that is part of your overall credit limit. These can be viewed on your billing statements.
- Cash equivalents: Cash advances also include travelers or gift checks, money order, digital currency, casino gaming chips, race track wagers and similar online and offline betting transactions.
As you can see, cash advances are expensive transactions. So, unless you need emergency cash, you should avoid them.
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
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People also ask
Is Blue Cash Preferred hard to get?
Yes, Blue Cash Preferred may be hard to get because it typically requires good to excellent credit for approval. Since the average credit score is lower than this requirement, most people will not be able to get the Blue Cash Preferred card.
Having said that, it is also worth noting that your credit score isn’t the only thing the issuer takes into account while considering your application. Various other factors will also determine the outcome, like your credit history, your...
read full answer by Archie Conway, WalletHub Financial AnalystHow can I get an American Express card cash advance?
To get an American Express cash advance, use an American Express credit card and a corresponding PIN at a participating ATM and withdraw the cash, up to the card’s available cash advance limit. If you do not have a PIN, contact American Express customer service at 1-800-227-4669 to request one.
How to Get an American Express Cash Advance at an ATM
- Call American Express customer service at 1-800-227-4669 and request a PIN,...
How can I get a cash advance on a credit card without a PIN?
The easiest way to get a cash advance on a credit card without a PIN is to go to one of your credit card company's branch locations, if it has any. You will need to ask the teller for a cash advance and present your card along with a government-issued photo ID. You could also ask your credit card’s issuer for so-called credit access checks, which you can then use to withdraw cash from your credit line. These...
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