Augustine Middleton, Member
@augustine_m1
To be approved for the Apple Credit Card, your income needs to be sufficient to make your debt payments.
More specifically, you need to:
- Have sufficient disposable income after you pay current debt obligations;
- Make sure your existing debt obligations are not a high percentage of your monthly income;
- Make sure all your unsecured debt obligations are less than 50% of your monthly income;
- Not have maxed out all of your credit cards within the last 3 months
If you’re sure you don’t tick any of the boxes from above, then your income won’t be a problem when the issuer checks your application.
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What are my Apple Card approval odds?
Your Apple Card approval odds are good if you have a credit score of 700+, which is considered good credit. Approval odds for the Apple Card will also be influenced by your annual income and existing debts. Applicants will need to be 18+ years old with a U.S. mailing address and an SSN or ITIN, as well.
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What is the Apple Credit Card credit score requirement?
The Apple Card credit score requirement is 700 or better. That means people with good credit or better have a shot at getting approved for the Apple Card.
Note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Apple Card, too. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and...
read full answer by Maria Adams, Credit Cards ModeratorWhat is the minimum salary for a credit card?
The minimum salary for a credit card depends on the specific card, but you may be able to get approved for a credit card with an annual salary as low as $10,000 or so. While there is no official minimum salary requirement for a credit card, issuers are still required to ensure that applicants can afford monthly payments. As a result, your chances of approval are better with a higher income.
Credit card issuers’ minimum annual...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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