Chip Lupo, Credit Card Writer
@CLoop
The minimum requirements for the Bank of America Unlimited Cash Rewards credit card include being at least 18 years old, having an excellent credit score of 750 or better, and earning enough income to afford monthly bill payments. You also need to have a Social Security number or International Tax Identification Number.
Minimum Bank of America Unlimited Cash Rewards credit card Requirements
- Enough income to make the monthly minimum payment
- Excellent credit (750+ credit score)
- 18+ years old
- Social Security number or International Tax Identification Number
- Employment information
- Physical U.S. address (no P.O. boxes)
If you apply for the Bank of America Unlimited Cash Rewards credit card, make sure you enter all the required information completely and accurately. Knowingly reporting false or misleading information on a card application is a federal crime. Similarly, keep in mind that the above requirements are guidelines and approval is never guaranteed.
If you don't know whether your credit score qualifies you for the Bank of America Unlimited Cash Rewards credit card, you can check it for free on WalletHub. You can even gauge your approval odds for the Bank of America Unlimited Cash Rewards credit card by using the online prequalification tool on Bank of America’s website. Just keep in mind that while getting pre-qualified indicates good odds of approval, it does not guarantee it. It's also worth checking out our editor's guide on how to improve your credit score.
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People also ask
Does the Bank of America Unlimited Cash Rewards credit card have pre-approval?
Yes, you can get pre-approved for the Bank of America® Unlimited Cash Rewards credit card. Bank of America has an online pre-approval page where you can quickly check your odds of approval for certain cards before you apply for one.
You may also receive pre-approved offers by email or when logging in to your account if you already have a different account with Bank of America. Additionally, Bank of America may mail you pre-approved offers for specific cards.
Getting pre-approved for the...
read full answer by Chip Lupo, Credit Card WriterWhat is the Bank of America Unlimited Cash Rewards credit card minimum payment?
The Bank of America Unlimited Cash Rewards credit card minimum payment is $35 or 1% of the statement balance plus any interest and fees - whichever is higher. If the statement balance is less than $35, the Bank of America Unlimited Cash Rewards credit card minimum payment will be equal to the balance. In addition, if you recently missed a payment, Bank of America may add a late fee to your minimum payment.
The minimum payment is the smallest amount you’re required to pay by the due date...
read full answer by James W Reed, Credit Cards ModeratorHow can I get a Bank of America Unlimited Cash Rewards credit card cash advance?
To get a Bank of America Unlimited Cash Rewards credit card cash advance:
- Call Bank of America customer service at the number on the back of your card and request a PIN, if you don’t already have one.
- Insert the credit card at an ATM and enter the PIN.
- Select the cash advance option on the ATM screen.
- Enter the amount you’d like to withdraw.
- Withdraw the cash and remove the credit card from the ATM....
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