Maria Adams, Credit Cards Moderator
@m_adams
The best credit card for a 700 credit score is the Chase Sapphire Preferred card because it offers 1 - 5 points per $1 spent on purchases though it has a $95 annual fee. Cardholders also get an initial bonus of 75,000 points for spending $5,000 within the first 3 months.
Best Credit Cards for a 700 Credit Score
- Rates & Fees Best Overall: Chase Sapphire Preferred® CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Best Overall: Chase Sapphire Preferred® CardLearn MoreLearn Moreon issuer's website
- Best Overall: Chase Sapphire Preferred® CardLearn MoreLearn More
- Rates & Fees Travel Rewards: Capital One Venture Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Travel Rewards: Capital One Venture Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Travel Rewards: Capital One Venture Rewards Credit CardLearn MoreLearn More
- Rates & Fees Long Intro APR: Wells Fargo Reflect® CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Long Intro APR: Wells Fargo Reflect® CardLearn MoreLearn Moreon issuer's website
- Long Intro APR: Wells Fargo Reflect® CardLearn MoreLearn More
- Rates & Fees Cash Back: Wells Fargo Active Cash® CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Cash Back: Wells Fargo Active Cash® CardLearn MoreLearn Moreon issuer's website
- Cash Back: Wells Fargo Active Cash® CardLearn MoreLearn More
- Rates & Fees Dining & Entertainment: Capital One Savor Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Dining & Entertainment: Capital One Savor Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Dining & Entertainment: Capital One Savor Cash Rewards Credit CardLearn MoreLearn More
- Best Overall:
- Travel Rewards:
- Long Intro APR:
- Cash Back:
- Dining & Entertainment:
A 700 credit score is considered good credit, which gives you a lot of great options when picking a credit card. Credit cards for good credit can offer significant initial bonuses, great ongoing rewards, and 0% APR promotions, so the best card for you really depends on how you intend to use it.
You should keep in mind that simply having good credit does not guarantee approval. You must still meet other underwriting requirements, such as having enough income to afford a new credit line. You can compare the latest credit card offers for good credit on WalletHub.
Finally, keep in mind that the credit score we present is only a recommendation, and the issuer might use a different score.
Popular Credit Cards for Good Credit from Our Partners
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Travel Rewards
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Cash Back
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Initial Bonus
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Long Intro APR
Michael Castillo, Member
@michael_c
I think the best one is the Bank of America® Premium Rewards® credit card. You get 60,000 points bonus after spending $4,000 in the first 90 days of account opening. You also earn 2 points / $1 on travel and dining and 1.5 points / $1 per dollar on all other purchases.
Ryan Adams, Member
@radams_sports
Agree that you can’t beat cash back, but you can do better than Double Cash with a 700 score. Try WF Active Cash first.
Christopher Ross, Member
@c_ross_writer
700 should be enough to get one of the best cards overall. Blue Cash Preferred is a good one!
neilbreen, Member
@neilbreen
The Citi Double Cash Card! I got a $4,000 credit limit to begin with and I get cash back both on my grocery purchases and on paying my card bill.
Roxanne Wilson, Member
@roxanne_wilson
The Citi Double Cash Card is totally one of the best at that level. Can't beat cash back!
People also ask
What store credit card can I get with a 700 credit score?
The best store-affiliated credit card you can get with a 700 credit score is the Amazon Credit Card, which offers a $0 annual fee, good rewards on purchases, and a $60 Amazon gift card upon approval ($250 for Prime members). It is available to people with good credit and can be used anywhere Visa is accepted.
The $0 is technically a co-branded card rather than a “store card,” since store cards can only be used at the merchants they are partnered with. Most store cards...
read full answer by Chip Lupo, Credit Card WriterCan i get a credit card with a 700 credit score?
Yes, you can get a credit card with a 700 credit score. One of the best credit cards for a 700 score is Chase Freedom Unlimited® because it gives 1.5 - 5% cash back on purchases and has a $0 annual fee. In addition, the card provides an introductory APR of 0% for 15 months on purchases, with a regular APR of 18.74% - 28.24% (V).
Chase Freedom Unlimited isn’t the only card worth considering, though. Below are some more credit card options for people with a 700...
read full answer by Adam McCann, Financial WriterWhat is the minimum credit score for a credit card?
The minimum credit score for most credit cards is 640-700+, but you can get some cards with bad credit or no credit score at all. Some credit card companies won’t even check your credit history when you apply, making it easy to get approved as long as you have enough income to afford the monthly bill payments.
But there is a difference between getting approved for a credit card in general and getting one...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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