Clelia Richardson, Member
@clelia_rich
The interest rate on a BJ's Credit Card is 19.24% - 29.24% (V). The actual rate depends on various factors like your income, credit history and existing debt. The card’s regular interest rate is variable, which means that it can change based on certain economic conditions.
Keep in mind that the BJ's Credit Card also charges a separate 29.24% (V) APR on cash advances. Your card’s interest rates will be listed on your statement and on your online account summary.
Ultimately, you should note that the BJ's Credit Card gives you a 25-day grace period to avoid paying interest on your purchases. As long as you pay your balance by the due date, you won’t owe any interest.
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People also ask
What credit score do you need for the BJ's Credit Card?
The credit score you need for the BJ's Credit Card * is 700 or better. This means people with at least good credit have a shot at getting approved for this credit card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the BJ's Credit Card *, too. Some other key criteria include your income, existing debt load, number of open accounts,...
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