Bogdan Roberts, Credit Cards Moderator
@bogdan_roberts
The Amex Blue Cash Everyday has no disclosed minimum income requirement. However, as with any credit card, you will need to have sufficient income to afford payments. When applying, your total annual income may include wages, retirement income, rental properties and other personal income you can rely upon.
The Amex Blue Cash Everyday typically requires good credit or better for approval. If you don't know where you stand, you can check your credit score for free, right here on WalletHub. Other factors, such as credit history, existing debts and your general ability to make credit card payments will also be taken into consideration.
You can also check for pre-qualification on Amex’s dedicated web page. Checking for pre-qualification does not hurt your credit score, as it is only based on a soft inquiry on your credit report. Similarly, when you apply for the Amex Blue Cash Everyday card, a soft inquiry will be made on your credit report and you will be told with certainty if you are approved. However, if you are approved and choose to get the card, you will need to submit an actual application which might result in a hard pull. A hard pull may impact your credit score.*
*This application experience is currently available for individuals applying for a U.S. personal card via WalletHub, on the American Express site, or by calling American Express and is not available if you apply for a card after you log into an existing Card Member Account.
Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
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People also ask
What are my Blue Cash Everyday credit card approval odds?
Your Amex Blue Cash Everyday Card approval odds might be good if you have good credit or better. Approval odds for the Amex Blue Cash Everyday credit card will also be influenced by your annual income and existing debts, among others. Applicants will need to be 18+ years old with a U.S. mailing address and an SSN or ITIN, as well.
What You Need for Good Amex Blue Cash Everyday Card Approval Odds
- Good credit or better
- Enough income to...
Will American Express verify my income?
There is no way to know for sure if American Express will verify your income on a new application or a credit line increase request. That’s because American Express does not publicly disclose this information.
What to Know About the Amex Income Verification Process
- If Amex does request proof of income, you’ll receive a reference number either by mail or email. This number will give you access to the American Express...
Is Amex Blue Cash Everyday hard to get?
It may be hard to get the Amex Blue Cash Everyday Card because you typically need good to excellent credit to have a shot at getting approved for this card. You also need to have a steady income, be at least 18 years old, and have an SSN or ITIN if you want to get the Amex Blue Cash Everyday Card.
American Express evaluates each applicant's income and debt obligations to make sure they can afford monthly bill payments on...
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