Chip Lupo, Credit Card Writer
@CLoop
No, not just anyone can get the PenFed Pathfinder as you will need at least good credit to qualify. That means you will need a credit score of at least 700+ as well as enough income to afford monthly payments to have good odds of approval. You will also need to be 18+ years old, among other requirements.
What You Need to Get the PenFed Pathfinder
- At least good credit
- Enough income to afford minimum monthly credit card payments after paying other bills
- U.S. mailing address
- Social Security number or Individual Taxpayer Identification Number
- 18+ years of age
It’s important to note that these are general requirements, and PenFed Credit Union might have additional criteria you’ll need to meet to qualify. For example, issuers may consider your overall creditworthiness and financial situation, which can vary by card. Meeting these general guidelines does not guarantee approval.
Even if you meet all the requirements to qualify for the PenFed Pathfinder, approval is not guaranteed. Your odds are good, though. Before you apply, you can check your credit score for free on WalletHub to make sure you meet the minimum requirement.
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People also ask
How much income do you need for the PenFed Pathfinder Card?
You need enough income to afford monthly bill payments on the PenFed Pathfinder® Rewards Visa Signature® Card. While the terms and conditions of the PenFed Pathfinder® Rewards Visa Signature® Card do not disclose a specific minimum income requirement, the higher your income is, the more likely you are to be approved. Your income will also play a big part in determining your credit limit, with higher incomes generally leading to higher limits.
Keep in mind that the income you list on a credit card application doesn’t...
read full answer by Chip Lupo, Credit Card WriterWhat are my PenFed Pathfinder approval odds?
Your PenFed Pathfinder approval odds are good if you have a credit score of 700+, which is considered good credit. Approval odds for the PenFed Pathfinder will also be influenced by your annual income and existing debts. Applicants will need to be 18+ years old with a U.S. mailing address and an SSN or ITIN, as well.
What You Need for Good PenFed Pathfinder Approval Odds
- Good credit or better
- Enough income to pay...
What is the PenFed Pathfinder Rewards Visa Signature Card credit score requirement?
The PenFed Pathfinder® Rewards Visa Signature® Card credit score requirement is 700 or higher. That means people with good credit may have a decent shot at getting approved for the PenFed Pathfinder. You can check your credit score for free here on WalletHub to see if you qualify.
Note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the PenFed Pathfinder. Some other key criteria include your income, existing debt load,...
read full answer by John Miller, Credit Cards ModeratorDid we answer your question?
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