John Miller, Credit Cards Moderator
@john_miller
Yes, you can get an unsecured credit card, as long as your credit score meets the card’s requirements. You can check your score for free and compare available unsecured credit card offers right here on WalletHub. These cards can help you build credit and earn rewards without having to pay a security deposit upfront.
There are unsecured credit card options available for all credit levels, though if your credit is damaged, you may want to consider a secured credit card, instead. A secured card can help you rebuild your credit just as well as an unsecured card, and because of the refundable security deposit, the chances of approval are higher.
Some of the Best Unsecured Credit Cards on the Market
- Rates & Fees Cash Back: Citi Double Cash® CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Cash Back: Citi Double Cash® CardLearn MoreLearn Moreon issuer's website
- Cash Back: Citi Double Cash® CardLearn MoreLearn More
- Rates & Fees Fair Credit: Capital One QuicksilverOne Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Fair Credit: Capital One QuicksilverOne Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Fair Credit: Capital One QuicksilverOne Cash Rewards Credit CardLearn MoreLearn More
- Rates & Fees No Credit: Capital One Platinum Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees No Credit: Capital One Platinum Credit CardLearn MoreLearn Moreon issuer's website
- No Credit: Capital One Platinum Credit CardLearn MoreLearn More
- Rates & Fees Bad Credit: Credit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn Moreon issuer's website
- Rates & Fees Bad Credit: Credit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn Moreon issuer's website
- Bad Credit: Credit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn More
- Intro APR: U.S. Bank Shield™ Visa® CardLearn MoreLearn More
- Intro APR: U.S. Bank Shield™ Visa® CardLearn MoreLearn Moreon issuer's website
- Intro APR: U.S. Bank Shield™ Visa® CardLearn MoreLearn More
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Before submitting an application, you should read the terms and conditions carefully. It is important to understand all the rates and fees associated with the card, as well as any penalties for paying late or going over the limit, so that you won’t get caught off guard down the road.
If you have trouble qualifying for an unsecured card, you should consider some options that are easier to get. You can also sign up for a free WalletHub account, to get credit card recommendations based on your credit profile.
Popular Unsecured Credit Cards from Our Partners
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Cash Back
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Miles & No Annual Fee
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Fair Credit
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Bad Credit
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