WalletHub, Financial Company
@WalletHub
No, you cannot use your Menards Credit Card everywhere. This card can only be used at Menards and its partners. Participating stores and gas stations include Speedway, Holiday, Kwik Trip, Kwik Star.
The Menards Credit Card is still a great option as it offers $10 rebate on the first $100 you spend. Plus, you can earn 2% rebate on Menards purchases and 1% rebate on purchases made at participating partners and brands.
Alternative Credit Card Option
If you’re looking for a similar credit card that can be used anywhere, you should consider applying for the Amazon Credit Card. This card is on the Visa network, so it can be used virtually anywhere credit cards are accepted. Plus, it offers 3 points per $1 spent at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases, 2 points per $1 spent at gas stations, restaurants and on local transit and commuting, and 1 point per $1 spent on all other purchases.
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Andrew Satterfield, Member
@satter_andy
Nah, you can only use it for Menards, and the linked brands. That would be Menards, Speedway, Holiday, Kwik Trip and Kwik Star.
That's how it goes with store cards. They give great rewards for their own stores, but you can't use them anywhere else.
People also ask
How do I apply for Menards Credit Card?
The easiest way to apply for the Menards Credit Card * is online, and you can get to the online application by clicking the “Learn More” button on WalletHub or by going directly to Capital One’s website. Alternatively, you can apply in store.
Keep in mind that the Menards Credit Card * requires fair credit, which means you need a 640+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily...
read full answer by Maria Adams, Credit Cards ModeratorWhat are the Menards Credit Card's rewards?
The Menards Credit Card *'s rewards are the following:
- Get a $10 rebate on the first $100 you spend on the card.
- Earn 2% Rebate on Menards Purchases and 1% rebate on purchases made at Speedway, Holiday®, Kwik Trip® and Kwik Star® stores.
- Plus, earn additional rebate savings on participating brands.
- Rebates are issued four times a year, in the form of merchandise certificates with a $5 minimum, valid only at Menards® stores.
Does the Menards Credit Card do a hard pull?
Yes, the Menards Credit Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require.
There is no way to pre-qualify for the Menards Credit Card.
A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people’s scores bounce back within 3-6 months with responsible credit management, but it can...
read full answer by Tommy Sun, MemberDid we answer your question?
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