William Memphis, WalletHub Credit Card Analyst
@bill.memp1
No, you cannot use your Phillips 66 Credit Card everywhere you want. You can use it for purchases at thousands of Phillips 66®, Conoco® and 76® locations. The Phillips 66 Credit Card is a store card, which means that it is not backed by any major credit card network and only works at affiliated locations.
Where You Can Use Your Phillips 66 Credit Card
- Phillips 66® locations
- Conoco® locations
- 76® locations
Even though store credit cards have limited acceptance, they can still be a good deal for brand-loyal customers. The Phillips 66 Credit Card offers account holders 3 ¢ per gallon. This card also has a $0 annual fee. So, it might be worth getting for people who shop at Phillips 66®, Conoco®, and 76® often.
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I used my Conoco card at a non affiliated car wash.