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Yes, someone else can use your credit card with your permission. However, it’s important to realize that you are legally liable for all their charges. In other words, when you agree to give another person access to your account, you also agree to pay for their purchases and deal with the consequences of their mistakes.
That being said, while lending someone your credit card is not illegal, it’s definitely not recommended, and may even be prohibited by your cardholder agreement. The best way to give someone access to your credit card is by making them an authorized user. Even though you’ll still be liable for their purchases, you can set up spending limits or alerts for them. And, ultimately, you have control over whether or not they stay on your account. Plus, they’ll have their own credit card, with their name on it.
People also ask
Can I use someone else's credit card on my Apple Pay account?
You can use someone else's credit card on Apple Pay if they let you. But if they don't give you permission, it's fraud - and that is a crime.
A perfectly legal way to use someone else's credit card with permission is to ask the card's owner to add you as an authorized user.
Can I use someone else's credit card?
You technically aren’t allowed to use a credit card that isn’t your own under any circumstances, but in reality, you shouldn’t run into any problems if you’re using a friend’s or family member’s credit card with their permission. That’s especially true if you’re the same gender. You can’t use someone else’s credit card without permission, however, as that’s fraud, which is a crime and it is punishable by law.
Key things to Know About Using...
read full answer by John S Kiernan, Managing EditorCan I open a credit card in someone else's name?
No, you cannot open a credit card in someone else's name without their knowledge or consent as it is against the law. Attempting to do this will be considered identity theft. So, you should either open a credit card in your name or get someone to add you as an authorized user on their account.
On the other hand, if someone else opened an account in your name, there are several steps you could take. You can also...
read full answer by Rhonda Stewart, WalletHub Loans AnalystDid we answer your question?
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