John Miller, Credit Cards Moderator
@john_miller
Yes, you can use Chase points for restaurants, but the options are limited. For example, Chase Dining through the Ultimate Rewards portal lets you redeem points for dining experiences at select restaurants. However, this program will end on October 26, 2025. Even after that, there are still a few ways you can use your points to cover restaurant spending.
Ways to Use Chase Points for Restaurants
- Ultimate Rewards Portal: Eligible Chase cardholders (Ink, Freedom, Sapphire) can use their points for takeout, reservations or exclusive culinary experiences through the Ultimate Rewards portal while the Chase Dining program is active.
- Statement Credit: You can redeem points at a fixed rate of 1 cent each as a statement credit.
- Pay Yourself Back: With certain cards (Ink, Freedom, Sapphire), Chase allows cardholders to receive a statement credit on certain purchases. Note that the purchases eligible for this feature may change from time to time.
You can read WalletHub’s full review of the Chase Ultimate Rewards program to learn more about how to best use your Chase points.
People also ask
How much are 42,000 reward points worth?
42,000 reward points are worth around $420, on average, but the exact value depends on which rewards program is offering the points and how you redeem them. In some cases, your reward points could be worth a lot more or a lot less. Below, you can find examples of how much 42,000 reward points are worth across various credit card, hotel and airline rewards programs.
How Much 42,000 Reward Points Are Worth
... read full answer by Adam McCann, Financial WriterWhat counts as dining for Chase Sapphire Preferred?
Chase Sapphire Preferred dining purchases include most places that have sit-down eating. More specifically, the card’s dining rewards category includes everything from fast-food restaurants to fine-dining establishments, as long as the location has an appropriate merchant category code.
Merchant category codes are numbers that categorizes vendors based on what they sell. Merchants that are classified as a restaurant will give Chase Sapphire Preferred cardholders 3 points per $1 spent on each purchase. Eligible delivery services, dining out, and takeout services...
read full answer by Cameron DiGiovanni, WriterDid we answer your question?
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