Chip Lupo, Credit Card Writer
@CLoop
You can cancel a Home Depot® Credit Card application directly by calling Citibank’s customer service line at 1-866-875-5488. You will need to act quickly to ensure your cancellation request is accepted before Citibank approves or rejects your application.
Credit card issuers are required to respond to applications within 30 days, but Citibank often processes online applications immediately. Unfortunately, this doesn’t leave you with a lot of time to cancel a Home Depot® Credit Card application after you submit it.
How to Cancel a Home Depot® Credit Card Application
- Contact customer service. You should call 1-866-875-5488 immediately to speak to a customer service representative. Calling to cancel your application is your best option because of how quickly your application may be approved.
- Explain the situation. You should tell the Citibank's customer service that you are calling to cancel your recent application. Provide as much information as you can, such as your name, your Social Security number and the card you were applying for, to help them locate your application.
- Citibank will cancel the application for you if it hasn’t already been processed. If the application has already been processed before you can call, your credit report will have a new hard inquiry regardless of whether the application was ultimately approved. The hard inquiry will have a negative effect on your credit score, but this is only temporary.
If your credit card application is already approved, you could still cancel the credit card account, but it might be worth keeping open to help you build your credit. You can also try to swap your new card for another Citibank product that might be a better fit.
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People also ask
How do I cancel my Home Depot Credit Card?
To cancel Home Depot® Credit Card, call customer service at 1-800-677-0232 and ask a customer service rep to cancel your card account. Cardholders can also cancel an account by mail.
Be aware that if there’s a balance remaining on the canceled account, you are still required to make at least the minimum payment every month until the balance is paid in full. You will also need to update the payment method for any recurring charges linked to...
read full answer by Bogdan Roberts, Credit Cards ModeratorHow do I cancel a credit card application?
You can cancel a credit card application by contacting the credit card issuer’s customer service department. The sooner you contact them, the easier it will be to cancel the application. If you applied online, decisions are often made instantly, so your window to cancel may be just a few minutes. Mailed applications may offer a longer window – typically 7 to 10 business days.
If you are unable to cancel a credit card application...
read full answer by WalletHub, Financial CompanyHow can I talk to Home Depot Credit Card customer service?
To talk to Home Depot® Credit Card customer service, call 1-800-677-0232 and then enter your account number. This process will get you in contact with a live representative who should be able to answer your questions or direct you to the appropriate department.
How to Talk to Home Depot® Credit Card Customer Service by Phone
- Call the Home Depot® Credit Card customer service department. You can even use the number on the back of your card.
- Enter your account number.
- ...
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