Chip Lupo, Credit Card Writer
@CLoop
Capital One does not refund annual fees after charging them in most cases. You can try calling Capital One customer service at the number on the back of your card to request an annual fee waiver, though this is not guaranteed to work.
Capital One cardholders who want to upgrade to a card with an annual fee should keep in mind that the fee won't be charged until 65 days after the upgrade. If you would like to revert to your original no-annual-fee card after you have upgraded, you should notify Capital One customer service before the 65-day mark.
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People also ask
How do you get a credit card annual fee waived?
You can get your credit card annual fee waived by getting a credit card that waives the annual fee during the first year as a promotion, or one with no annual fee at all. Alternatively, you can call the issuer’s retention line, but it is not guaranteed that it will work. Beyond that, you’re unlikely to get your credit card’s annual fee waived unless you’re an active-duty member of the military.
Being well-informed about...
read full answer by WalletHub, Financial CompanyHow can I cancel a credit card before the annual fee is charged?
You can cancel a credit card before the annual fee is charged if you do it right before the account’s anniversary. The annual fee is charged when the account is opened and on each anniversary. If you want to cancel the card before the first annual fee is charged, you should call customer service before activating the credit card.
Once you get a card and activate it, the first annual fee is automatically subtracted from your limit,...
read full answer by Maria Adams, Credit Cards ModeratorWhen are credit cards with annual fees worth it?
Credit cards with annual fees are worth it when they offer rewards and perks that save you more money than you pay in fees. Having a card with an annual fee is an especially wise move when it will save you more than the best offer without an annual fee. When that stops being true, you can close the account.
You can also use your credit score to help you decide. If you’re new...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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