Jamie Thompson, WalletHub Analyst
@ExTaxMan
One of the best Capital One credit cards for no credit is the Capital One Platinum Credit Card because it does not require a security deposit to open the account and has a $0 annual fee. Capital One Platinum also reports monthly to all three major credit bureaus. That’s all you need to build credit inexpensively.
If you want a card with rewards and don’t mind paying an annual fee, the Capital One QuicksilverOne Cash Rewards Credit Card offers 1.5% cash back on all purchases. The annual fee is $39.
Best Capital One Credit Cards for No Credit
These cards will all allow you to establish a credit history and build a good credit score over time. But you have to pay the bills on time and keep your spending in check. Keep in mind that if you pay your bill on time for the first six months, you’ll also be considered for a credit limit increase.
Finally, if you’re not loyal to Capital One, you can check out our editors’ latest picks for the best credit cards for people with no credit to weigh your options.
Popular Credit Cards from Capital One, Our Partner
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People also ask
What are the Capital One credit score requirements?
We recommend a credit score of 700 or higher (good to excellent credit) to get the best Capital One credit card offers. You can check your credit score for free here on WalletHub. If your credit score is below the threshold needed for a Capital One credit card, it’s best to wait to apply until you meet the credit score requirement.
Credit Score Recommended by Capital One Card
- Capital One Venture X Rewards Credit Card (see details, rates & fees): 750 recommended (Excellent credit)
- Capital One VentureOne Rewards Credit Card (see details, rates & fees): 700 recommended...
What is the easiest Credit One credit card to get?
The Capital One Platinum Secured Credit Card (see details, rates & fees) and the Capital One Quicksilver Secured Cash Rewards Credit Card (see details, rates & fees) are the easiest Captal One credit cards to get. Both cards are available to applicants with bad credit and require a refundable security deposit, making them easy to get approved for.
Easiest Capital One Credit Cards to Get
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If you are unable to get approved for a Capital One credit card, consider becoming an authorized user on someone else’s credit card account. You can also take a...
read full answer by John S Kiernan, Managing EditorHow can I get approved for a Capital One credit card?
You can get approved for a Capital One credit card if you are at least 18 years old, have proof of enough income to make your monthly minimum payment, and meet the specific card’s credit score requirement. Capital One will also take into account your monthly housing payment and all sources of income, amongst other factors.
If you’re unsure whether you’ll be approved, Capital One offers the possibility to check if you pre-qualify for any of their...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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